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Tag Archives: loan officer

Would You Approve This Loan – The Series

So the we get these loan requests emails all the time here at CLF, and lately we have been asking permission to post their loan request and even their picture. We promise to remove their personal information for them so as to protect their identity (and we of course do), but we post the more […]

CC Debt Relief Plan – A Tutorial

Introduction to the Plan The best way to find some credit card debt relief is to seriously sit down and gather all your information as to how many credit cards you currently have, which ones you use the most, and how much debt you’re carrying on them. I suggest never having more than three credit […]

What to Say (and Not) to Say to a Loan Officer

2017 Update: Know the law and protect yourself from predatory lenders. Learn how to avoid scams. Credit is a privilege, not a right. It’s something that needs to be earned – like respect. Don’t expect to receive it without qualifying why you are eligible. Simply having a good story and a bank account does not […]

Bakersfield Auto Loan (the REDcard Problem) Part 1

Mark and Shirley (from Bakersfield California) were in the market for an auto loan and they didn’t have bad credit. Mark and Shirley were lucky people because they had good credit. Their credit was good enough that it turned out their FICO score was around 700, in fact more accurately their FICO score was closer […]