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Tag Archives: fico score

What Does FICO Stand For?

One of the best guides to your credit score is the web site of the Fair Isaac Company that developed their scoring method at www.myfico.com. They call it the FICO. Each of the three main credit bureaus has a different name for it. Each Bureau also has subtle differences in how they calculate your personal […]

Signature Loan (Personal and Fast)

It’s common for our visitors to be looking for a fast personal loan on a signature basis, meaning they have no collateral and good credit.

Bakersfield Auto Loan Part 2

Continued from part 1 Kevin did is due diligence by the bank and ran the credit score numbers for both Mark and Shirley.  He discovered that Mark’s FICO score was 720 (very good) and Shirley’s FICO score was 685 (still good but damaged to some degree). Kevin said that there were many factors involved when […]

Bakersfield Auto Loan (the REDcard Problem) Part 1

Mark and Shirley (from Bakersfield California) were in the market for an auto loan and they didn’t have bad credit. Mark and Shirley were lucky people because they had good credit. Their credit was good enough that it turned out their FICO score was around 700, in fact more accurately their FICO score was closer […]