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Tag Archives: bank loans

Bad Credit Bank Loan – Indio, Ca – $2000

This applicant is applying for a small personal loan of only $2000, however with his bad credit rating he is having difficulty in finding a financial institution who will lend him this bank loan.  He has taken steps to change his bad habits, however the damage is done and he has to live with a […]

Scoring Models – How Banks Approve or Decline Your Loan

Though a scoring model isn’t made of oil or water colors, it does paint a pretty clear picture of your financial state of affairs. Once your information has been entered into the application and sent to the centralized loan approval centers it will pass through a risk filter. This filter measures the likelihood the lender […]

Understanding the Centralized Application Process

Not too many years ago an appointment with the branch manager would be needed to discuss your loan. You’d sit down and explain your situation. The manager (hopefully you want them to be an ally) would consider your request, complete a few documents and you would often have the funds in your account before you […]