ALABAMA law code states the maximum interest lenders can charge is 6% while the maximum usury limit is 8%. Percentage rate for judgment can be as high as 12%.

ALASKA law code states the maximum interest lenders can charge is 10.5% while the maximum usury limit is more than 5% above the Fed Reserve rate on the date the loan was made.

ARIZONA law code states the maximum interest lenders can charge is 10%.

ARKANSAS law code states the maximum interest lenders can charge is 6% – max usury limit 5% above the Fed Reserve’s rate – for consumers a usury limit is 17%. Judgments accumulate interest at the rate of 10% per year or the legally agreed rate – whatever is more.

CALIFORNIA law code states the maximum interest lenders can charge is 10% for consumers – max usury for non-consumers is 5% more than the Fed Reserve Bank of San Francisco’s rate.

COLORADO law code states the maximum interest lenders can charge is 8% while the maximum usury limit is 45%. The max rate for consumers at 12% per year.

CONNECTICUT law code states the maximum interest lenders can charge is 8% – general usury rate is 12%. When civil suits accumulate allowed interest it’s 10%.

DELAWARE law code states the maximum interest lenders can charge is 5% higher than the Fed Reserve rate.

DISTRICT OF COLUMBIA law code states the maximum interest lenders can charge is 6% while the maximum usury limit is 24%.

FLORIDA law code states the maximum interest lenders can charge is 12% while the maximum usury limit is 18%. Loans higher than $500K max rate equals 25%.

GEORGIA law code states the maximum interest lenders can charge is 7% – loans below $3K the usury limit is 16%. On loans above $3K, the limit is 5% monthly. For loans under $250K the rate must be detailed in “simple interest”. Documentation is required.

HAWAII law code states the maximum interest lenders can charge is 10%. Usury limit for consumers is 12%.

IDAHO law code states the maximum interest lenders can charge is 12%. Judgments accumulate interest at 5% higher than the U.S. Treasury Securities rate.

ILLINOIS law code states the maximum interest lenders can charge is 5%. The usury limit is 9%. The judgment rate is 9%.

INDIANA law code states the maximum interest lenders can charge is 10%. The judgment rate is also 10%. Max interest rate for financing under $50K at 21%

IOWA law code states the maximum interest lenders can charge is 10%. General consumer-based transactions the max rate is 12%.

KANSAS law code states the maximum interest lenders can charge is 10% while the maximum usury limit is 15%. Judgments accumulate interest at 4% above the federal rate. For consumer transactions the max rate on the first $1K is 18% – higher than $1K it’s 14.45%.

KENTUCKY law code states the maximum interest lenders can charge is 8% while the maximum usury limit is more than 4% more than than the Fed Reserve rate or 19% – whichever is less. On loans above $15K there is no limit. Judgments accumulate interest at a rate of 12% compounded yearly or at the rate deemed by the Court(s).

LOUISIANA law code states the maximum interest lenders can charge is one% over the avg. prime rate. Can’t exceed 14% or be less than 7%. Usury limit for consumers is 12% and no limitation for corps.

MAINE law code states the maximum interest lenders can charge is 6%. Judgments below $30K accumulate 15%, otherwise they accumulate interest at the 52 week avg. discount rate for T-Bills plus 4%.

MARYLAND law code states the maximum interest lenders can charge is 6% while the maximum usury limit is 24%. Judgments accumulate interest at 10%.

MASSACHUSETTS law code states the maximum interest lenders can charge is 6% – general usury rate 20%. Judgments accumulate interest at either 12% or 18% as deemed by the courts.

MICHIGAN law code states the maximum interest lenders can charge is 5% while the maximum usury limit is 7%. Judgments accumulate interest at the rate of 1% above the 5 year T-Bill rate.

MINNESOTA law code states the maximum interest lenders can charge is 6%. Percentage rate for judgment can be as high as the secondary market yield for one year T-Bills. Usury limit is 8%.

MISSISSIPPI law code states the maximum interest lenders can charge is 9% while the maximum usury limit is 10% or more than 5% above the Fed reserve rate. No usury limit for commercial lending above $5K. Percentage rate for judgment can be as high as 9%.

MISSOURI has a judgment rate 9% interest. No usury for Corps.

MONTANA law code states the maximum interest lenders can charge is 10% while the maximum usury limit is higher than 6% more than the NYC banks’ prime. Judgments accumulate interest at the rate of 10% per year.

NEBRASKA law code states the maximum interest lenders can charge is 6% – max usury 16%. Accounts accumulate interest at the rate of 12%. Judgments accumulate interest at the rate of 1% above the BEY (Bond Yield Equivalent) to T-bill auction price.

NEVADA law code states the maximum interest lenders can charge is 12% – no usury limit in place.

NEW HAMPSHIRE law code states the maximum interest lenders can charge is 10% – no general usury limit in place.

NEW JERSEY law code states the maximum interest lenders can charge is 6% – max usury at 30% for consumers, 50% for Corps.

NEW MEXICO law code states the maximum interest lenders can charge is 15%. Judgment rate varies and set by the Court.

NEW YORK law code states the maximum interest lenders can charge is 9% while the maximum usury limit is 16%.

NORTH CAROLINA has a usury limit at 8%. Financing greater than $25K there is no limit.

NORTH DAKOTA law code states the maximum interest lenders can charge is 6% while the maximum usury limit is 5 1/2% above the 6 month treasury bill rate. Percentage rate for judgment can be as high as 12%.

OKLAHOMA law code states the maximum interest lenders can charge is 6%. Consumer can’t be higher than 10% unless the lender is licensed for consumer lending. Max rate on non-consumer lending is 45%. Percentage rate for judgment can be as high as the

T-Bill rate + 4%.

OREGON has a legal rate is 9% – judgment rate is 9%. General usury rate for lending below $50K is 12%, or 5% higher than the discount rate for commercial notes.

PENNSYLVANIA has a max interest allowed at 6% – this is the general usury limit for loans below $50K. Judgments accumulate interest at the legal rate. The usury limit is 25%.

PUERTO RICO law code states the maximum interest lenders can charge is 6% – all other rates set by the Finance Board of Office of Commissioner of Financial Institutions. Judgments accumulate interest at the same rate as the debt.

RHODE ISLAND has a the legal rate of interest and judgment rate is 12%. General usury limit is 21% or the interest rate charged for T-Bills plus 9%.

SOUTH CAROLINA law code states the maximum interest lenders can charge is 8.75% – judgments accumulate interest at 14%. No general usury limit for non-consumer business.

SOUTH DAKOTA has a max interest allowed at 15%, judgments accumulate interest at the rate of 12%. There is no other usury limit. There are limitations for consumer loans below $5K.

TENNESSEE has a judgment rate is 10%. General usury limit is 24%, or four% higher than the avg. prime loan rate.

TEXAS law code states the maximum interest lenders can charge is 6%. Interest does not begin until 30 dates after an account was due. The judgment rate of interest is 18% or the rate in the contract, whichever is less. There are a number of specific limits for lending types.

UTAH law code states the maximum interest lenders can charge is 10%. Judgments accumulate interest at the rate of 12%.

VERMONT has a judgment rate of interest at 12%. On consumer loans the max rate is 18% on the first $500, 15% above $500. General usury limit at 12%.

VIRGINIA law code states the maximum interest lenders can charge is 8%. Judgments accumulate interest at 8%. Corps lending has no usury limit. Lending above $5K for business has no usury limit. Consumer loans have various usury limits so check with the Virginia legal establishment.

WASHINGTON has a legal lending rate at 12%. General usury limit at 12% as well, or four% higher than the avg. T-Bill rate for the past 26 weeks. Judgments accumulate interest at 12%.

WEST VIRGINIA law code states the maximum interest lenders can charge is 6%.

WISCONSIN law code states the maximum interest lenders can charge is 5%. Many different interest rates on specific lending products. No general usury limit for corporations. Judgment rate at 12%.

WYOMING is simple to remember with legal rate and judgment rate the same at 10%.

## Below Are Some Related Publications You May Find Interesting

Do You Need a Personal Loan Approved Today? Use the comment form below to alert our lenders of your requirement - use your FIRST NAME ONLY for this initial pre-app loan request.

**Use
the comment box at the bottom of this page and tell us,
**

- how much you need to borrow

- what type of loan product you need

- what City and State you reside in

- what your credit score numbers are

- how quickly you need the loan

Your
email is never made public, saved, or shared. Your privacy

is **never** compromised.

Unkind
words will not be published.

Thanks for visiting Californialoanfind.com ;-)

BELOW IS A LOAN CALCULATOR FOR CARRYING OUT SOME LOAN CALCULATIONS-------------------------------------------- Enter the loan amount, year of term, interest rate, and payment periods (14 for biweekly, 30 for monthly, 7 for weekly. Very helpful so you know exactly what the loan will cost you in interest payments and you will know the total COB (cost of borrowing).

When filling out your initial loan request, use FIRST NAME ONLY and NO PHONE NUMBERS please. This is for your privacy and security. Thank you for using Californialoanfind.com!

Before you submit your pre-app MAKE SURE you first read the instructions here!

If you don't find a pre-app form at the bottom of this page that just means we're no longer taking applications here.

BUT NO PROBLEM! We've got you covered! You can apply on a different page. Follow these instructions closely please.

## 5 Pre-apps

I need to borrow at least $8000 to consolidate my bills.I live in Seaside, CA. I retired a couple of years ago so I draw a pension and Social Security for a combined income of $2343. My credit score is not the best it is 575. I had been working on getting it higher it was on the fair side. Things went south when I needed to help my family through a crisis. Unfortunately, I took a big hit. I went through all my savings and then when I needed help, there was none. I am ashamed to admit it but took out some bad online loans which have cost me a fortune. If I could just get a consolidation loan it would make the difference between night and day! I know I can afford the loan because at this point I am paying over a $1000 a month on these loans. not to mention the finance cost! No one to blame but myself. I did the only thing I could doat the time.I have never been in a situation like this before and will never allow myself to ever be again. I love my family but from now on I will do only what I can do. I have tried everywhere to get a loan but my credit score kills me everytime. Please give me a chance. I would like to be able to wake up in the morning and not worry about money. I know that I can do this. Thank you for your consideration.

Hi I submitted a request earlier but unfortunately I didn’t state that I need this money as soon as possible. I hope you can find your way to give this positive consideration. Thank you

I am looking for a loan for $8000 to get myself out of debt. I have tried to keep up my payments on a monthly basis but I have fell behind, due one thing or another breaking down. If i could get this loan and pay everything off and just have one payment a month would be great. The struggle is so real and it has hurt my credit score. I need to get myself back on track. Please help me.

Seeking a loan of $5000 to consolidate and pay off some of my smaller debts left by a recent divorce.

I reside in VT. My credit score is 600.

I am looking to obtain this loan within the next 3-5 days.

I have a great career and make over $50,000/year, so I have the means to pay back an installment loan.

Seeking a loan of $5000 to consolidate my bills. I have to get caught up with all bills because of a hospital illness.

I reside in Fl. My credit score has dropped tremendously from 600 to 474.

I am looking to obtain this loan within the next 3-5 days.

I have enough funds to pay on an installment loan, up to 200 per month.

## REMEMBER! As much detail in comment section WITHOUT revealing your identity at this time