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Small Business Bank Loans Vs Private Lenders


If you need money for your small business then there is always the dilemma – should I get a bank loan, or should I get some private lenders involved. Of course it always depends on what kind of business you running, but I would much rather be dealing with the bank then with the private lender – why? Because you know what to expect.

A bank will have a cut and dry lending agreement with a set interest rate and lending policy that is basic and simple. Also with a bank you won’t feel quite as bad about it if you mess up and fail with your small business, and end up not being able to make the payments on the loan.

With a private lender it becomes a personal matter where your character is very important and you are no longer just a number in some database somewhere. Also, the lender is not just a number in a database – they are living – breathing – speaking – human beings and they also like the fact that they are not just a number. This brings all sorts of different pressures upon you – you feel like you must succeed with your small business or you will be letting down a lot of people and causing a ripple effect that is very negative. In some ways maybe getting a private lender is better because then you feel even that much more pressure to succeed and this may be what it takes for you to make it in business.

Also, a private lender will likely sue in the case of a failure. The will want some restitution to be made whole. Always a concern. Private lender will often take risks that banks would never take, so that has to be taken into consideration as well. If a bank approves a small or large business loan they will have done their homework, see your business idea as viable, and they will insist on some from of security on the note.

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116 Pre-apps

  1. Tom wrote:

    Hello, I am seeking capital for inventory and equipment to produce biodiesel fuel. Is anyone here interested in this kind of venture?

    Regards, Tom

  2. Jared wrote:

    Hi, I am looking for 100k to purchase and flip my first house. I was looking into a lot of different ways of doing this. I have 13 years experience in construction and am now ready to go out on my own. The problem I am having is when trying to get a private money loan or a fix and flip loan people want all plans before they loan the money. Right now the houses go the same day they come on the market because of how low the inventory is. I cant put in an offer in without knowing I can pay for the house. I am looking at houses in horrible condition, houses that need to be gutted and redone. The only house I have in my portfolio is my own. I bought it for 80k put 20k in and now it appraises for 140k. I know I can do this, I need an investor.

  3. Donna wrote:

    I work for hospice i got injured on job put me out of work workmans comp didnt kick in i fell behind in car payment and other bills i am ready to loose my car as yrying to play catch up is hard i am back to work and will be able to pay bills with loan and just have loan payment to pay back i dont know where else to turn i am so appreciative to explain my situation i dont have credit now because of late car payments and credit card i had behind it has messed my credit score can you please help me

  4. Mark nye wrote:

    I have none at this time.

  5. Mark nye wrote:

    I have a friend who needs surgery for her heart disease she needs the money to pay for her child’s surgery. I need the money now to cover for everything . her daughters surgery and medicine and right equipment for her daughter to survive she may die.

  6. Mark nye wrote:

    I have a friend who needs surgery for her heart disease she needs the money to pay for her child’s surgery. I need the money now to cover for everything . her daughters surgery and medicine and right equipment for her daughter to survive she may die. I need the money by Friday I need your help I need an investor. I need this funding by before Friday or or her daughter is dead.

  7. Tracy wrote:

    Need moneynto help with college expenses and other things

  8. Arlene wrote:

    I have pay day loans and need to relocate.

  9. Joy wrote:

    Hi my name is joy and I am a single mother of 4. I am looking for a loan in the amount of $10,000. I’m in need of assistance to help pay for my son’s college tuition as well as recover from a scam that was fraud but completely set me back financially and has put me in a bind and I can not even pay my rent. I am also trying to consolidate my debt. I have been blessed with a great job but cannot even move forward with all the things that have hit me all at once. I’m looking for someone to give me a second chance and a new start to get back on a good Financial path as well as provide me with a way to get back on my feet and take advantage of the great job that I have been blessed with as well as the ability to support my children they are all I have. Thank you for your consideration and I look forward to any blessing that can come my way. I am open to interest rates.my credit score had been effected so I do anticipate higher interest rates.36 25%? An expedited response would be greatly appreciated as I really need to square away my rent. Thank you . again for your consideration. I make over 6000 a month and can repay the loan at $200 a month

  10. Jo Ann wrote:

    I need a loan of $1600 very quickly to help me in a private matter. I expect to repay this loan in 2 weeks.

  11. Nina wrote:

    1 year old after having an sudden illness and surgery I had to quit my job and my bills pilled up. I have since gotten well enough to start working again, but I still have have a few bills. I am looking for a $600 loan I am willing to pay back $200 every two weeks.

  12. Alexis wrote:

    I need a 6000 dollar loan to pay off a debt.i work full time and can pay 200 a month till it’s paid back

  13. Cheryl wrote:

    I need, hopefully, an angel loan. If that’s not possible, I would greatly appreciate any help with this: The IRS is demanding $15,000 now, and we are just barely making ends meet on our income. There’s absolutely no way to pay them, and if they take pay wages from us, we won’t survive. I’m not asking for cash for living expenses, or misc debts. Of someone could pay this directly to the IRS, that would be an angel blessing of the best kind! It is extremely stressful, we are middle-aged, and this does not help with our health. I hope there’s a light out there for us, we don’t live beyond our means, but need assistance with this major problem. The debt originated from the employer at the time, filing Independent Contractor earnings after we had already filed out return. This resulted in the IRS billing us after they recalculated the numbers. They are not backing down!

  14. Cheryl wrote:

    I need, hopefully, an angel loan. If that’s not possible, I would greatly appreciate any help with this: The IRS is demanding $15,000 now, and we are just barely making ends meet on our income. There’s absolutely no way to pay them, and if they take pay wages from us, we won’t survive. I’m not asking for cash for living expenses, or misc debts. If someone could pay this directly to the IRS, that would be an angel blessing of the best kind! It is extremely stressful, we are middle-aged, and this does not help with our health. I hope there’s a light out there for us, we don’t live beyond our means, but need assistance with this major problem. The debt originated from the employer at the time, filing Independent Contractor earnings after we had already filed out return. This resulted in the IRS billing us after they recalculated the numbers. They are not backing down!

  15. Howell T. wrote:

    I have a need for $10K multipurpose loan. Home roof repair , small personal loan repayment, lot back rent and some utilities.
    I have a monthly income from three different sources and can pay $700 or slightly more if needed monthly. All income verifiable and reliable.
    Thank you H.T.

  16. Karl wrote:

    i need a loan to get my engine rebuild and transmission fixed to.it isgoing to cost for both$6500,can you please help me ,i need my car for my traveling

  17. Joy wrote:

    Can a legitimate lender please contact me.this is my last week to keep my house and help my son..I’ve been contacted however I need to have a registered legal lender or loan officer contact me. I am so heartbroken and just need help and a chance to get back on track…Hi my name is joy and I am a single mother of 4. I am looking for a loan in the amount of $10,000. I’m in need of assistance to help pay for my son’s college tuition as well as recover from a scam that was fraud but completely set me back financially and has put me in a bind and I can not even pay my rent. I am also trying to consolidate my debt. I have been blessed with a great job but cannot even move forward with all the things that have hit me all at once. I’m looking for someone to give me a second chance and a new start to get back on a good Financial path as well as provide me with a way to get back on my feet and take advantage of the great job that I have been blessed with as well as the ability to support my children they are all I have. Thank you for your consideration and I look forward to any blessing that can come my way. I am open to interest rates.my credit score had been effected so I do anticipate higher interest rates.36 25%? An expedited response would be greatly appreciated as I really need to square away my rent. Thank you . again for your consideration. I make over 6000 a month and can repay the loan at $200 a month

  18. THOMAS wrote:

    I need a angel laon my wife is unemployed starts back to work january and my first social security check is feb i am currently retired and living ona va pension 3,0151 amonth but california is so expensive i ned 2,500 by nov 3oth and can have paid off by march 1st or sooner thank you respectfully, Tom

  19. THOMAS wrote:

    that was 3,051 per month

  20. Dan wrote:

    I need $3,500 immediately. A two year loan would be a bot right for payback depending on the interest rate. I am employed and medical problems that helped to degrade my credit to the 575 range.

  21. Dan wrote:

    I need an installment loan of $3,500 payable over 2 years. I live in Coarsegold California. My credit score is around 570 resulting from a medical problem but am working full time to put things back together financially. I need the funds immediately. Thank you

  22. Lois wrote:

    I am seeking a small loan with fair terms for medical expenses incurred byo Hurricane Irma. I got myself into a jackpot about 8 mos. Ago with major home improvements and now am in a debt relief program. I live on a fixed income and bring in about $1600. per month. I lease my car, own my home (with a mortgage and am seeking employment as an advertising sales rep. Until about 8 mos. ago, my credit score was in the middle 700’s, since having to do some major home improvements and spending way over my budget,  I have been trying to be a responsible person . It was suggested i hold back on pAYING some of my CREDITORS while this debt program initiates, WHICH NOW ACCOUNTS FOR MY EXCEEDINGLY LOW CREDIT SCORE (SOMEWHERE AROUND 560). If you would be kind enough to go back in time to my 700’s score, you will note that NEVER have i been late in paying a creditor, NOR have i ever missed a payment. I also NEVER paid just the minimum!. So, as you can see, I am and have  always been a very responsible person. I AM SEEKING a loan so I can continue with my treatment, including dental , both of which I have NEVER missed paying.

    FYI: I hope this company is more responsible and will at least respond to this Email, as I have encountered MANY who hAVE shown their lack of professionalism, and at the very least, have shown themselves to be very rude in not even acknowledging the EMail sent to them. As a seasoned Sales Exec, my clients ALWAYS came first and deserved acknowledgement and replies for ANY reason. If i did not follow these ethics, I would not have had ANY clients.

    Thank you.

  23. Lois wrote:

    I am asking for $1500. for about 24-36 months. Am on social security benefits and need some help to replace my four front teeth from a bad fall I took in the dark during Hurricane Irma. Thank you!

  24. Lois wrote:

    All my pre-app info is written above. thank you

  25. R.G wrote:

    I am having back pains and just need the money to buy materials to finish bedroom damage due to hurricane. need it now in a bind pay back on dec 8

  26. Sandra wrote:

    i covered my monthly expenses with social security and a second job. The second job ended in December 2015. Since that time I have had two contract jobs that end- one the first of May and the second one the last week of September. I have a full time permanent job that will start on January3, 2018. Because of the gap between jobs I have gotten behind on bills. I am needing 3000.00 to catch back up. In January my pay after taxes will be 3800.00. I will be teaching a class at South Georgia Technical College. I need this loan to help me until my first pay day in January.

  27. Pamela wrote:

    I need to pay off a loan and get repairs done to a furnace and refrigerator so I can move into my double wide and get out of a house that is not in living condition. The loan I will pay off has a $107 monthly payment and I would only be paying a few dollars more a month for this loan. I need it PLEASE HELP ME !!!!!

  28. james wrote:

    somthing that requires immediate att: for a diabetic thats pretty sick without

  29. james wrote:

    this situation came at tan unexpected time & don’t know any other way

  30. Tony wrote:

    I am looking to expand my Garage Dojo with more puzzle mats and wrestling mats. I’d also like to add another heavy bag and pay for a seminar in Torrence, Ca..
    Mats… $4500
    Seminar… $2500
    Heavy Bag(s)… $500
    Misc…. $2500
    Thank you!!!

  31. James wrote:

    I Ned a 10k loan

  32. Gloria wrote:

    TO WHOM THIS MAY CONCERN: I HOPE YOU CAN HELP ME. I HAVE BILLS TO PAY,MONTHLY HOUSEHOLD EXPENSES THAT I CAN BARELY MEET. I’M ASKING FOR $15,000.00, SO THAT I MAY PAY WHAT I OWE. I DO OWE THE IRS AND IM AFRAID THAT A LEIN COULD BE HELD AGAINST MY HOME WITHOUT NOTICE.I HAVE ALSO APPLIED TO MY BANK FOR A LOAN MODIFICATION ON MY HOME, BUT ITS TERRIFING BECAUSE THE (BANK), CAN START A FORECLOSURE ANYTIME IF LOAN IS NOT APPROVED.I WORRY THAT WE WELL BE LEFT OUT IN THE COLD(STREET). I’V PRAYED FOR ASSISTANCE AND I DO HOPE SOMEONE CAN HELP US.
    SINCERELY, AND BLESSINGS, G

  33. Ruth wrote:

    i need to borrow 3000.00 for a private loan it will be paid back before 2 months

  34. Rob wrote:

    need a 1500.00 asap for an emergency disablied and cannot work can pay back as soon as needed

  35. Greg wrote:

    I am looking for a loan, to help pay off 17,748.00 in debt. Looking to only pay one loan off in 3 to 4 years.

  36. Shantell wrote:

    need to borrow 2500 and pay back in 3 months

  37. Orlando wrote:

    Hello, I am seeking a loan of $60,000 @15% for 7 years for investing. Is there anyone that can help me?

  38. conway wrote:

    Hi. I am in need of a $37,000 loan for a family emergency. It has become a matter of life or death and needs to be addressed immediately! Terms need to be reasonable so it can be paid off in a timely matter without early payment penalties.

  39. darnell wrote:

    50,000 5year loan 8% my income is $200,000. thanks

  40. Melissa wrote:

    NEED $10,000. FAST!

  41. Richard wrote:

    I am desperate I am 2 months behind on my rent I am about 2 weeks from foreclosure. Need $4000 to get caught up.
    Please help me. Thank you .

  42. Jackie wrote:

    I need $60,000.00 to borrow repayment plan in 84 month $715.00 personal loan

  43. Shannon wrote:

    I need $25,000 for approximately 2 weeks. I can pay back the principal + $10,000 as well I need help.

  44. bratton wrote:

    looking to borrow 100,000 to buy a up and running business that is doing $525,000 a year

  45. Kim wrote:

    Would like to consolidate 4 cc payments into one payment. $16,000 total. Have been at current job for 15 years.

  46. Kim wrote:

    Would like to consolidate 4 cc payments into one payment. $16,000 total. Have been at current job for 15 years. Score is 577.

  47. Debbie wrote:

    Please help me. I have gotten behind with my bills after open heart surgery. I just do not know what happened. If you could please lend in $5000. I can caught up on my bills and if I do not pay my car loan of $930 I am going to loose my car. This will get me straightened out. I need someone to help me. I am down on my luck but I will pay you back

  48. Mario wrote:

    Need a loan of 10000 to pay attorney to secure custody of three grandchildren in a court of law. I have an income of 480000 per year retirement. I own my home no loans and pay monthly expense’s.

  49. Colin wrote:

    i need a $50,000 dollar loan.
    with all transfer fees inclued.
    its a personal matter

  50. Roland wrote:

    I’m looking for a debt consolidation loan of approximately $50,000, with a monthly payment under $1000. A couple of years ago, I suffered a pay cut at the same time that we incurred some large medical bills. When the finances approached the breaking point, I made the mistake of signing up with a “debt management” company and defaulted on multiple accounts. Once I realized that they weren’t actually helping, and severed that relationship, the damage had already been done. Since then, I have been trying to rebuild my credit, and my score is currently at 630 and rising. I can currently afford all of my debts, but if I can get a consolidation loan to reduce the total monthly payments, the process will move much faster and I can begin to build some savings.

  51. KELLY wrote:

    NEED A LOAN FOR ABOUT $1000 TO CATCH UP ON BILLS. MY CREDIT IS NOT VERY GOOD.

  52. Sonia wrote:

    I need this loan to get my SUV fixed. Things are very tight right now. I need the extra money. On a fix income.

  53. Maria wrote:

    Hello, I am in need of a small personal loan in the amount of $1000 if possible to replace our washing machine and replace the tires on my son’s vehicle if there is enough to do both should I be approved.
    The money is needed as It’s already been a few days since the washer stopped working and the rain we’re having increases the need to replace our tires.

  54. Ryan wrote:

    Hi I need a loan for $30000. I can pay back in 5 years. I recently had family problems. I lost focus on work and started gambling to escape the problems. I have lost my job from problems with my wife. Causing me to bring my problems at work. I gambled and lost our savings and motivation. I’m behind on bills and rent. I need help to pay my bills. Then I can focus on building and getting everything back. It’s been hard getting back on my feet when bills are causing more stress. I was a sales manager for a Wheel manufacture. Making 5-6k take home. I can focus on my career again once I take care of this bills. Thank you

  55. Andy wrote:

    I am tring to get a lone to pay off things

  56. Mikel wrote:

    I’m looking for a 100k loan to secure funding for a fine dining restaurant, I will pay the loan back in less than 3 months with full interest thank you

  57. Joe wrote:

    i need 50000 dollars will pay it back with in a month i am willing to pay high interest , Have money in a secruity company will pay it back defiantely within a month. and you will prosper off of it. my credit here was ruined by a lady i tried to help . put myself in a position that i cant access my money in another country so i need help.

  58. Gena wrote:

    Looking to start tech business for inspections post disaster
    Need start-up funds
    20,000

  59. Gena wrote:

    Money used to buy equipment and advertise

  60. Gena wrote:

    For tech start-up, 20,000 for equipment and advertising dollars

  61. Denise wrote:

    I’m in need of ten thousand dollars
    I have to pay off a loan and two credit cards and after I pay all them off I will start paying you off

  62. Karl wrote:

    i need $600 loanto get my motor fied on my car,i need my car real bad

  63. Nell wrote:

    I’m in need of $550,000.00 to consolidate all my debts into one monthly payment. I am 100% Permanent and Total Disabled and receive fixed monthly pensions. This will help me tremendously to where I will be able to function financially again. Thank You!

  64. Domenico wrote:

    Hello i need a loan to purchase a vehicle I’m a little short on the money. I work 46 hours a week and bring home 730 a week. The person I’m buying the vehicle from can only hold it a few more days. I’ve been at my job since August 2008 and lived at this address since I was born I moved away for a year and a half but came back. I do not have a rent payment. If you guys could help me I’d really appreciate at it and my 3 kids will also. Thank you for your time

  65. Lisa wrote:

    I am seeking a loan with fair terms for debt consolidation incurred by Hurricane Irma. I got myself into a jackpot about 8 mos. Ago with major home improvements and now am in a debt relief program. I live on a fixed income and bring in about $1600. per month. I lease my car, own my home (with a mortgage and am seeking employment as an advertising sales rep. Until about 8 mos. ago, my credit score was in the middle 700’s, since having to do some major home improvements and spending way over my budget,  I have been trying to be a responsible person . It was suggested i hold back on pAYING some of my CREDITORS while this debt program initiates, WHICH NOW ACCOUNTS FOR MY EXCEEDINGLY LOW CREDIT SCORE (SOMEWHERE AROUND 560). If you would be kind enough to go back in time to my 700’s score, you will note that NEVER have i been late in paying a creditor, NOR have i ever missed a payment. I also NEVER paid just the minimum!. So, as you can see, I am and have  always been a very responsible person. I AM SEEKING a loan so I can continue with my treatment, including dental , both of which I have NEVER missed paying.

    FYI: I hope this company is more responsible and will at least respond to this Email, as I have encountered MANY who hAVE shown their lack of professionalism, and at the very least, have shown themselves to be very rude in not even acknowledging the EMail sent to them. As a seasoned Sales Exec, my clients ALWAYS came first and deserved acknowledgement and replies for ANY reason. If i did not follow these ethics, I would not have had ANY clients.

    Thank you.

  66. Mary wrote:

    This is for personal reasons, looking to borrow 20,000.00

  67. Mary wrote:

    Looking for $20,000 loan fast,to help pay hospital bill and personal reasons.

  68. Bertram wrote:

    Looking for personal loan of $8000 to consolidate some debt into one monthly payment

  69. MICHAEL wrote:

    NEED 1000 TO 1500 TO PAY OFF HIGH INTEREST DEBT .BEEN PAYING 200 A MONTH INTEREST ON A 100 LOAN .

  70. MICHAEL wrote:

    BEEN PAYING 200 A MONTH INTEREST ON A 1000 LOAN TRYING TO PAY IT IN FULL AT A CHEAPER RATE

  71. LONNIE wrote:

    On a trip to visit family over Christmas my car blew a head gasket the car overheated to the point of warping the head Ihad just spent 2300 dollars on the 2006 Suzuki less than a month before between the tow bill the transportation home the trip put me 6000 dollars in debt with no car.this started a chain reaction that now has us near eviction tryivng to cover bills and obtain a new car has almost done me in.loan request $3000

  72. Don wrote:

    I have a lot of debt and my 800+ fico dropped to a 540 because of it! I need to borrow 100k or more to get this cleaned up, please help.

  73. Bobby wrote:

    Requesting a loan of any type in the amount of $16,500.

    Hello, I am a S.F. Bay Area transplant and UCSF employee with the Fresno program. I own a home here in Fresno with $22,000 left on the loan. I have run into some recent financial problems, helping family members. I am selling my home, it goes live March 1st. In addition to employment I also receive VA retirement monthly. All my problems started 23 months ago when family moved in with me from out of state. My credit score has plunged over 230 points. All my ready savings is gone. I have been “borrowing from Peter to pay Paul”, to stay afloat. My realtor gave me a list of things to have done to the house to get it up to staging standards. The home was built in 2002. In addition I would like to pay off my high interest rate predatory loans that are ruining me. Finally what little is left have for bridging money until I find my second home. $16,500 would take care of this and relieve me of stress that has taken a toll on my health. The loan will be paid in full with the house proceeds. I will take any interest rate offered to me. Thank you.

  74. Joy wrote:

    Hello

    I am looking to pay two of of my kids college tuition an pay down some debt to improve my credit. I am looking for a non scam opportunity I am requesting a 15000 loan.

  75. Kyle wrote:

    hello my name is kyle I recently went through a divorce now I know this is not considered a hardship but it is too me I am single father of 2 amazing children and on the verge of loosing my house, my car and having lights shut off due to the weather I have been unable to work I want to purchase a home for my family but am in grat danger of dmage to my credit , all I’m asking is for somone to have a heart and help by giving me a loan of 5k to help through the hardship until mid april when I can repay the entire amount back plese someone help my family and I

  76. judy wrote:

    desperately need a loan of $1000 or less to cover the excess monthly bill this february, please i need help

  77. judy wrote:

    desperately need a loan of $1000 to cover monthly bills this february. plese i need help

  78. Michael J wrote:

    I was unexpectedly furloughed back in November due to employer circumstances and I am due to be called back soon. I have since run out of funds and specifically this is affecting a car lease I am due to walk away from on March 6th. I have paid 38 of 39 payments on time, and I am down to the last payment, and the estimated walk away wear and tear fees from the inspection performed a couple weeks ago. I am tapped out and can’t come up with the balance. After 38 months, I would certainly hate to have to default on the last payment to GM Financial. Can you help? I am looking for $2000 and if granted I could repay $250 per month as soon as I get back to my job which should be by 2 QTR April 1st. My wife and I would be so thankful. As a matter of fact, she just started a new job today and could help to start paying you back right away. Thanks in advance for reading this!!

  79. Bruce wrote:

    Hello. I am in need of borrowing $100,000 to help me pay off some debt.aswell I am going to lose my truck if I do not make my payments which I am two months behind on. I have bad credit and the banks will not help me nor do I have a cosinger. I am unemployed as of right now but will be going back to work at the end of this month or by next month for sure, I live in Airdrie Alberta Canada. I am hoping there is someone who could help me out. Please Help. Thank You.

  80. Bruce wrote:

    Hello. I am in need of a personal loan of $150.000. I have no cosinger and I have poor credit. I need this money to pay off all off my debts and to start over. I am currently laid off from work but will be returning to work very soon. if there is anyone who could help me id be very grateful . thank you

  81. Diane wrote:

    I’ve been put on complete disability in February of 2017 and am waiting for my disability hearing. With that said at the same time im losing everything ive worked for and I cant pay my bills. Is there any way I could get help? I do get some money for taking care of a vet but just isnt enough?

  82. Diane wrote:

    I am a 50 year old woman that worked most of my life, now due to medical reasons ive been taken completely out of work. With that being said I applied for disability and I was told 24-26 months to wait. I am losing daily everything that ive worked for and I can not pay my bills. Can you help me? I lost my car, my home and Im so lost at this point? I need a loan to protect the things I do still have and to pay some bills.

  83. Tricia wrote:

    I am currently in some severe financial hardship and would like to consolidate my car loan, student loans, and credit card loans to one monthly payment of $1000.00. I am currently paying over $2500 per month and I am deeply suffering to live. I have tried looking for a second job to assist but have had no luck. I just need an opportunity to get on my feet as my goal is to start a Family Learning Center to foster early childhood education.

  84. Tina wrote:

    I am currently in some severe financial hardship and would like to consolidate my car loan, student loans, and credit card loans to one monthly payment of $1000.00. I am currently paying over $2500 per month and I am deeply suffering to live. I have tried looking for a second job to assist but have had no luck. I just need an opportunity to get on my feet as my goal is to start a Family Learning Center to foster early childhood education

  85. Dustin wrote:

    I am looking for $9500 that can be paid back over 2 years. I need to consolidate medical debt before garnishments start happening. I am stressed to the max and would be forever grateful if someone could help me!

  86. Deanna wrote:

    I am looking for a 100k personal loan.

  87. Dan wrote:

    Wanting to borrow $25,000 for less than 30 days and am willing to pay $10,000 for the privilege of said loan.

  88. barbara wrote:

    I lost my job a month ago. Got a new job at a nursing home but do not start till April 2nd due to got to get TB tests. I Received a eviction notice today, I have been paying as much as I could but am behind. I am in need of a personal loan to stop the eviction. Praying for help

  89. Nancy wrote:

    I need dental work

  90. Bruce wrote:

    Hello I am requiring about a loan of $250,000. I am currently unemployed till around the end of this month but will be back to work next month. I live in Airdrie Alberta Canada. I’m asking for for this loan to help me pay off all of my debt including my truck. I need this money A.S.A.P. Please Help me. Please NO SCAMMERS AND NO UPFRONT FEES. Please Help me.

  91. Kev wrote:

    Hello,

    My current income from 3 full-time jobs before taxes is:
    148,140.00 (give or take a few hundred)
    My income after taxes (at the tax rate of 31.4% ) is 101,625.00

    My goal is to consolidate, i’m almost there.

    I would like to secure an unsecured loan for the amount of 90,000.00, all i have is my 3 jobs as collateral and a pension upon my retirement that will cash out at 186,000.00

    My pay outs or debts are:

    (1) Consolidation plan – cost = 18,000.00
    (1) Car loan – cost = 11,500.00
    (1) Car loan – cost = 15,000.00
    (1) Personal loan – cost = 9,000.00
    (1) Payday loan (new) – cost = 4,025.00
    (1) Federal I.R.S. – cost = 13,000.00
    (1) State I.R.S – 6,500.00

    In addition to the amount needed to fully consolidate, i would also like an additional 7,000.00 to 9,000.00 for me and my grandson to vacation at the Disney Worlds at a time suitable for us.

    thank you

    Sincerely,

    Kev

  92. Stacy wrote:

    I’m getting married and I need 80,000

  93. Patscy wrote:

    Desires 3 to 4 year loan for $10,000. Determined over 50+ starts new life with new Bachelors degree in Dec2016 and graduates in May2018 with MBA and CIS grad certificate. Already employed by software company needs to break the cycle of high interest debt and become debt free and start a new life managing financials. Creative and capable owned own business previously 3 divorces destroyed credit and cannot even survive paying off debt. BuyHere Payhere car costs $600 per month for a 2009! Just an example of the pain from the high interest creditors. I want so badly to re-establish life and credit. Thank you. Patscy

  94. Kristy wrote:

    In search of a personal loan for $4000. I am a good person with a long term steady career. I make a steady paycheck and have the ability to pay back a loan. However, due to a recent divorce, my credit took a huge hit and my credit rating and score do not display or accurately show the type of person that I am. I have been working very hard to improve my credit score, which has increased over 50 points in the last month. However, regular lenders will not approve a loan due to the past credit history due largely in part to my divorce and past debt. I am looking for a loan to pay off two collection debts that will clear up my credit and also give me a little extra to pay a few extra months on my vehicle loan to bring down the negative equity, so I can eventually trade it in sooner.
    I have a valid checking and savings account and would be completely willing to do monthly automatic withdrawal for the payments.
    I appreciate your consideration to this matter.

  95. Doug wrote:

    Interested in buying home we have rented for 3+years. I need 60k loan to put down. My fica score is above 650 looking for most competitive rates and terms.

    Thank You Doug

  96. Brenda wrote:

    I am looking for a loan in the amount of $8000. I have a full time job but am currently looking for something with better pay. I want to pay off some debt so I can provide a better life for my daughter. Thank you for your consideration.

  97. Cheryl wrote:

    My name is Cheryl and before I explain and ask about anything, I want to say thank you to anyone taking the time to read this and to consider helping! I am married with 5 children ranging from 10 to 28. My 58 year old husband recently went on disability, I started my own Insurance Agency at the end of 2016, my 10 year old has some health challenges and my 26 year old daughter is getting married this coming November. I mention all of this because some of these situations, although I am blessed, have turned me more into more of a caregiver the past year than expected and planned for. My husband and I bring in a decent income together. I also have had an accident, which I would be happy to explain in more detail, that has affected my credit. Needless to say, we are looking for 50k to accomplish multiple goals. We want to consolidate our high interest bills, pay off some small bills, put some money into advertising for my business to increase revenue, as well as contribute a little to our daughter’s wedding. I would also like to mention that we have approximately 60-70k in equity in our home, that we are willing to use as collateral. With our home as collateral, we would assume the interest rate would not be extreme. Both our Fico scores are between 500 and 550. We are looking for the best rate and term. Again, payments are not a problem, as we bring in a steady $3000 with SSD as well as my income. Thanks again to anyone who is seriously willing to assist us in our situation. God Bless

  98. Cynthia wrote:

    I Need to have nerve surgery In 2 weeks due to bilateral Tarssal Tunnel Syndrome. I already had the first done in january. Bills are over due, collections keep calling me. I have 3 children, but NEED this surgery just to walk without pain. I would like to pay up all my bills, pay off my credit card, pay off the title loan before they take my vehicle. My back is against the wall and I am frantically searching for assistance. Please, anyone, all I need is a hand up to get me and my family back to breathing again.

  99. Shirley wrote:

    I need a LOAN for $40,000. I receive a PENSION check for 33yrs of service with GENERAL MOTORS and a SOCIAL SECURITY check. TOGETHER they total $3000 a month. Can you help me please??

  100. Angela wrote:

    I need a loan very badly. I only make 750 a month. I need to file taxes by Monday to get 1000. And I need 1000 to pay off a personal situation. I also need 450 to pay rent. And need to buy food and a car if can so I can get a job. My identity has been stolen. Please I need help. I can buy a car for 2000. I can deal with 1 loan payment not a lot of them.

  101. tiffany wrote:

    i need about 5000. got behind on bills and rent and really cant lose my home for my baby. my husband lost his job and now its just my part time job and we are struggling. hes trying to find a new job but I’m just worried by the time he gets hired itll be too late.

  102. K from Florida wrote:

    Hi. I am a retired teacher. I desperately need 8k now. I paid medical bills. I had a appendectomy in September 2017 and shoulder surgery in May 2017. I paid for most of my son’s college, but had to borrow 3k last summer so he could get the courses he needed. I left my house before I got evicted because I couldn’t pay my overdue rent. My sister was kind enough to let me live with her for now.I want to attend my son’s college graduation next month and be able to get into an spt. of my own as well. I dont have the funds for this! Thank you for your consideration. You are my last hope. My credit score took a tremendous hit and is now poor because I couldn’t pay my Visa bill and gas card.

  103. Angel wrote:

    I was sick and my bills got backed up,I well now an back to work.

  104. Jack wrote:

    Need to consolidate all my loans and get them paid off fast

  105. Scott wrote:

    need $70000 loan to pay off debt due to life changing experience

  106. Scott wrote:

    need $70000 loan to pay off debt due to life changing experience. Have steady job have been employed there for years can repay loan through biweekly allotment

  107. Linda wrote:

    I have bad credit 600 is score I want to pay off bills just need it for a few months till my bid check comes through

  108. Evan wrote:

    I am looking for a $50,000 loan. I collect disability monthly and have a steady income. I am asking for a $50,000 loan to consolidate my credit so i can improve my credit score and also to start investing. Thank you

  109. Margie wrote:

    I am looking for a 20,000 loan. I want to use the money to payoff bills and to buy a dependable car. I do have a steady income. Thank you.

  110. Heather wrote:

    We are looking for a $125,000 loan to payoff credit card debt and purchase a rental unit. We have good credit (750) and nice steady monthly income

  111. Marie wrote:

    I am requesting 60,000 loan. I have an offshore account which I decided to transfer to my account here in the states, due to the fact that all funds had to be reported to the IRS this year. When making the transfer I did not leave enough money in the account to cover the VAT fees and transfer fees. I have tried to come up with the needed money. I have refinanced my condo, have taken out a Home Equity loan, and cashed in my IRA. With all of that I am still 60,000 short. My credit rating is 773-780.

  112. Marie wrote:

    The amount I am requiring is 60,000. I receive SSI, pension and property rental income. I have an offshore account, which I decided to transfer to my U.S. account, due to the fact that this year it had to be reported to the IRS. When I made the transfer I failed to leave enough money in the offshore account to cover Turkish VAT fees and Swiss bank transfer fees. I have refinanced my condo, took a home equity loan and used all my IRA’s. I have now been informed that due to the global economy if balance is not paid by the middle of June the fees will go up. As soon as the fee balance is paid the Swiss bank will release the funds. So I can pay the 60,000 back ASAP with interest or a loan fee that I would be charged. Please let me know if this is possible because if not I need to look elsewhere. Thank you.

  113. Marie wrote:

    I am requesting 60,000. I receive SSI, pension, property rental income. I have an offshore account. Which I decided to transfer here to the U.S. due to the fact all accounts needed to be reported to the IRS this year. When making the transfer I failed to leave enough money to cover the Turkish VAT fees and the Swiss bank transfer fees. I have refinanced my condo, obtained a home equity loan and used all my IRAs. As soon as the fees are paid the funds will be released. I can set up a payment plan or pay back ASAP with a flat loan fee. I was told that if the fees are not paid soon the fees will go up due to the global economy. Please let me know if this will be possible because if not I will need to look elsewhere. Thank you.

  114. rf wrote:

    I want to consolidate all debt to save money with one payment. Thanks for your consideration.

  115. Thomas wrote:

    I am now encumbered with being the sole income source of my household. I have a good job with a fortune 500 company; however, I need a cash infusion to stay ahead of my newfound financial responsibilities. I feel a infusion loan can get me ahead of the curve, where paying my loan on a monthly installment over 24 months can restore me back to good financial standing.

  116. Pamela wrote:

    Please my fiancée was born with a hole in his heart. He was in the hospital, we went through all our money because of no insurance. We had to cancel our wedding. Then the hospital said because we didn’t have 15,000 for the down payment on the scope operation, he was being sent home with up to 3 weeks to live. We are desperate as he grows so weak, and our time limits are over. We were made for each other..soul mates. I am partially paralyzed and can’t work, and I am heart broken. Please please bring us the happiness we deserve as soul mates..we need 15,000 down and 15,000 after. Please, please don’t let him die. Please contact me right away with help, please be our angel, I would be so grateful. Thank you for your consideration in this matter.