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Category Archives: Home Mortgage

Home Mortgage Loan from Reputable Lender in San Bernardino California

Our client would like to be approved for a home mortgage loan from a Reputable Lender in the San Bernardino area of California. They have just sold their home, which closes in 2 months time and they need to find a place to live within the next two months.  They could have saved themselves some […]

Shopping For Mortgage Companies By Phone

I have always been an advocate for shopping around for you mortgage options. All of our writers at CLF talk about the importance of shopping around for mortgages and I don’t mean just online. I mean by phone.

California Mortgage Planning – Down Payment Considerations

The first step to buying a house in California is to figure out how large a mortgage and down payment you can afford. Keep in mind that these rules are very general and apply to all jurisdictions of California. This includes all major cities such as Los Angeles, San Francisco, Palm Springs, Bakersfield, etc., and […]

California LTV Loans 80% and Higher

If you are looking for a California mortgage with an LTV percentile higher that 80% you will need a healthy FICO score of 730 or higher these days. Fannie Mae and Freddie Mac are being restructured as we speak as the credit crunch looms on, and as of today’s economic status, even ideal borrowers are […]