This consumer has experienced what most people do sometime over their lifetime. Financial emergencies driven by major repairs, health issues or loss of income usually translate into debt situations. If they are unprepared for this sort of thing, they usually end up in some sort of debt situation. They often turn to debt consolidation companies […]

This consumer is having some difficulty with the amount of debt that he and his wife have racked up. They owe $49,000 mostly on credit cards which carry a very high interest rate. They have been meeting the monthly payments, however with the amount of interest they are charged, most of the payment goes towards […]

Many consumers find themselves in the position that this writer has asked about. He wants to consolidate $40000 without home equity to use to secure his loan. A secured loan would give him a better interest rate and lower his overall costs for the loan. The chart at the bottom of this post shows the […]