Divorce or separation is always painful for the parties involved. Some couples seem to be able to handle separation in a mature manner, dividing up assets evenly and getting on with their lives. While others play dirty and end up costing themselves and their spouses a lot of extra legal fees and expenses. This consumer […]

This client has done everything right in terms of paying his bills on time and avoiding debt, but has far too many credit cards which makes him a perceived credit risk in the eyes of most lenders. He has a good job and makes sufficient money for the mortgage he has applied for; however is […]