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Category Archives: Banks

Banks and Lenders in Santa Ana, CA

Monday, July 12, 2010

Here is a list of some different lenders (Banks) in Santa Ana you may be interested in using for your personal finance needs. Of course these lenders will service businesses as well. This is just a short of the different lenders in the Santa Ana area, and these are not to be confused with any […]

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What Is The Federal Reserve System (a.k.a. the Fed)

Friday, January 1, 2010

The central banking system of the United States. It differs from that of most other countries central banks in that it consists not of one bank but of 12 regional banks, 25 branches and 11 offices under the control of the Federal Reserve Board in Washington. The capital of the reserve banks is owned by […]

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Jamie Dimon of JPMorgan Chase – Obama’s Favorite Banker

Saturday, October 17, 2009

Who is Jamie Dimon? Ever heard of Jamie Dimon? Well he is a banker on Wall Street who works for JPMorgan Chase bank. He has been touted by Obama as being a fair and ethical banker, who stood alone as a REAL banker and not a gambler during the ramp to the financial disaster at […]

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The Three Big Cs – Character, Cash, and Collateral

Saturday, January 24, 2009

Bankers used to say they relied on the “Three Cs” – Character, Cash, and Collateral. In the old days of banking when it was a much more personal process, character stood for a lot when you were being approved for a loan. Nowadays your credit score is the real mitigating factor between approval and not […]

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Differences Between Banks and Credit Unions

Friday, January 23, 2009

Banks are in the business of lending money to consumers and businesses. They are very much for profit lending institutions. The banks loan the money to consumers in return for the repayment of the principal with interest over a set period.

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