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Unconventional Loans in 2010/2011 – Personal Philanthropy Loans


Unconventional lending is going to be focused on in the upcoming weeks and months here at CLF. Carol has finished here lending series, and she will be focusing on these uncommon lenders for a while to come. This type of lending will be mostly for personal loans and not so much business financing and raising of captital for small businesses and large businesses. Two good examples of the lending products we will be discussing will be Angel Loans and Philanthropy Loans. These kinds of loans are not the norm for borrowers who are borrowing money for personal reasons, but yet they are sought after by thousands of people every day online.

Actual Links and Contact Information to Philanthropic Lenders and Angel Lenders

I have no idea how Carol plans to format her posts on Angel lenders and Philanthropic Lenders, but I know this much – Carol can be quite thorough in her research and I’m guessing she will provide some links to web sites that provide Free Loans that don’t require collateral, and I’m guessing she will provide some contact phone numbers and street addresses where Angel Lenders mount the campaigns. Surely she will be discussing Government grants as well. I spoke with her this morning and she hinted that there will be a fair amount of information on Angel Loans, and Philanthropists (such as people like Warren Buffett, Oprah Winfrey, and Bill Gates). There are of course lenders that are not celebrities and these lenders dispurse funds from and grants managed by Church Associations, and charitable organizations.





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14 Responses to “Unconventional Loans in 2010/2011 – Personal Philanthropy Loans”

  1. 1
    Jeanine Says:

    -how much you need to borrow: 3500 – 5000
    - what type of loan you need: personal/bad credit
    - what State you live in: AZ
    - how quickly you need the loan: ASAP

  2. 2
    Amy Says:

    I am in urgent need of a $2500 personal loan. I live in Alabama. I am willing to pay up to 25% interest.

  3. 3
    Steven W. Says:

    I am in dire need of a $2000 personal loan. I will pay up to 20% interest.

  4. 4
    Paula Says:

    -how much you need to borrow: 5000
    - what type of loan you need: personal/bad credit
    - what State you live in: VA
    - how quickly you need the loan: ASAP

  5. 5
    K in Washington, DC Says:

    (*contains additional info for lenders at bottom; posted on earlier topic, but this has more detail. Hope CLF does not mind.)

    Hello all,
    I am a hard-working and determined college grad (09′) seeking an angel lender. As a volunteer at various shelters and soup kitchens, I have seen many people who have it so much worse than I do–and for this, I am eternally grateful. I am always thanking the lord above for my numerous blessings, knowing that he has instilled me with knowledge and wisdom to make it in this world. Helping others is incredibly important to me, almost too much, at times, but I am writing in the hopes that an angel lender will offer me a loan to help me with my circumstances. Sometimes, we feel like we have to do it all, but I have no shame in asking for help. I returned to school a few years ago to complete my Bachelor’s degree, but before that somehow navigated a challenging job market several years ago, getting by.

    I used some credit cards to subsist and pay rent, as the only work I could obtain was temporary, but appreciated, of course. Added to the experience was a challenging tax fee and backtaxes that a skilled account discovered. Although I was not thrilled to owe this money, I was grateful, knowing that I would be doing the right thing as an honest citizen in rectifying any owed taxes. The taxes owed amount to approximately $20,000. Once I returned to school, I relished the experience, but encountered some health issues that required me to use some of my school loan money to support. It was a stressful time, but I kept on, knowing the finish line was ahead.

    My school loans are approximately $50,000, and I thank the lord for owing every penny of it because the education and experience was truly immeasurable. I also need $10,000 in living expenses to clear up my credit, get my health back in order with a gym membership, clear back rent, and pay for a used car. My faith and trust know no bounds and it is a wonderful time in my life, knowing that although these challenges face me, I can rise above them. Help from an angel lender will help give me the financial boost that I so deeply pray for and fully intend to repay every penny lent. Writing is my passion, and at this time I am taking any and all kinds of work to further my craft and advance. Big things are in store for me, and with your help, I will make them happen. I can provide documentation for all loans and credit history. I am employed part-time, but also taking small writing jobs when possible. I love to work, but with a checkered credit history, no one wants to touch me. Making a clean and stronger start will be possible with an $80,000 loan, one which I know a generous angel lender will be able to grant.

    I NEED THIS LOAN AS SOON AS POSSIBLE! I am eager to clear these debts, work harder than ever, and advance professionally.

    * the City/Town and State/Province you live in: Washington, DC
    * home much money you need to borrow: $80,000
    * the purpose of the loan: repay school loan debt, taxes, clear up credit (preventing job acquisition)
    * how much you afford to pay each installment – biweekly or monthly: monthly, approximately $600-1000, possibly more with additional employment
    * the length of the loan term in years or months: 5 years, max, hopefully SHORTER!
    * your employment status: part-time
    * how long you have been working for your employer: 3 years (Part-time job); 2 years at temp agency (additional source of income)

    Thank you CLF, AND thank you lenders for reading!! K.

  6. 6
    K Solomon Says:

    I am in need of a loan in order to get my mortgage caught up. I can afford to make the monthly payments and will make payments twice a month to get it caught up quickly. If you can help, it would be very appreciated and you will not regret it. I also have someone who would co-sign the loan if needed.

    How much – $3500
    Type – personal bad credit
    State – TX
    Needed ASAP (want to be able to catch up the note by the end of the month)

  7. 7
    Lindsay J. Says:

    I am in need of a personal loan to consolidate some debts and return to University. I am trying to rebuild my credit and get back on my feet again. While creating a financially stable home for myself and my children.

    * the City/Town and State/Province you live in: Fredericton, New Brunswick, Canada
    * how much money you need to borrow: $20,000
    * the purpose of the loan: Consolidate some current debt and finish University
    * how much can you afford to pay each installment – biweekly or monthly: monthly, approximately $400/month
    * the length of the loan term in years or months: 5 years
    * your employment status: full-time
    * how long you have been working for your employer: 2 years

  8. 8
    Earnest Says:

    I need 30 K debt consolidation loan for 60 months. 112k yearly salary. Can set up automatic deduct from my bank to yours. Credit score was over 700 when local bank failed. I just need to get this in one payment and turn things back around. I live in Adairsville, Ga. 30103.

  9. 9
    Brandy Says:

    $20,000
    personal to complete housing for our family of 7. There is currently no hea, no kitchen, no bathroom and no septic system.
    Nebraska
    Asap.

  10. 10
    Jennifer Says:

    I need 2500-3000.00 for a personal loan for my car issues. It is a personal loan/bad credit. I live in CA. and need within 2 weeks.

    Jennifer

  11. 11
    Johnny Says:

    I need a business/home loan of $150,000- I want to purchase a going concern (restaurant) and farm- I have mid 5 figures to put some “skin in the game” and the restaurant is doing great business and is currently operating in the BLACK- the farm would not only grow all produce and most herbs used at the restaurant, also the eggs, honey, dairy and some meats would also be produced at the local farm and served in the restaurant in dishes and for as take out items- The farm also houses a hunting lodge that will be rented out on a per week or per season basis- All other hunting facilities are rented out several seasons in advance now-
    I own my home now, in another State, I have approx-100k in positive equity and will pace it on the market as soon as a deal is reached on the business venture- I own 3 late model vehicles which are ALL PAID FOR- Also possess several credit cards, also with ZERO balances on ALL of them. I have ZERO debt aside from my Mortgage, which has never been late on payments- I work overseas and my income is non-taxable, thus I can’t obtain a traditional SBA or conventional loan from a bank- Any assistance would be appreciated. This is NOT a get-rich-quick scheme nor a plan to make a million- I’m seeking a lifestyle change where I can be home with my family more frequently and not have to dodge bullets throughout the Middle East and Africa for a living at 47 years old anymore. My credit is fine.
    Thanks for your attention- Johnny

  12. 12
    Ty Says:

    Hi my name is Ty

    I live in FL. Need the money by Sept 21. I can set up automatic deduction form my bank account. I am retired Navy. I really need an angel. My credit is bad and I really need help.

    This is in addition to my previous email.
    Thank you again
    Ty

  13. 13
    Monica Says:

    I live in Virginia and have worked at the same company for 24 years. I earn over $90,000/year. Need a loan for $2900 to be paid back in 3 months (will get bonus then) but honestly need cash now. Very urgent. This is a personal loan please.

  14. 14
    Carolle Says:

    Aloha,

    I could really use amiracle. I lost my home in June, and it’s in Short Sale. I’m supposed to get 3000.00 from the sale…but when, I’m burried made mistakes and am paying for them. Servied my country, Lost my husband, lost my house, and just want to get back on track, so I can pay my bills, and tithe to my church like I’m supposed to. Please is ther some one out there who wants to help me? I’ve worked since i was 15 yrs old. I’m so very tired of it all

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