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	<title>CALIFORNIA LOAN FIND &#187; payment strategies Ca  &#8211; California Loan Find</title>
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		<title>Debt Reduction and Payment Strategies</title>
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		<pubDate>Wed, 24 Dec 2008 16:54:44 +0000</pubDate>
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				<category><![CDATA[California Loans]]></category>
		<category><![CDATA[consumer loans]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[debt load]]></category>
		<category><![CDATA[interest rate]]></category>
		<category><![CDATA[minimum payment]]></category>
		<category><![CDATA[payment strategies]]></category>
		<category><![CDATA[prepayment penalties]]></category>
		<category><![CDATA[rule of 78s]]></category>

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		<description><![CDATA[Using Payment Strategies When you are looking at ways to reduce your debts quickly and minimize your total interest charges, you may decide to pay your debts off at a faster rate, even though this will temporarily reduce your annual savings. In that case, it is important to look at any prepayment penalties that may [...]]]></description>
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