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Tag Archives: mortgages

Need Low Interest Mortgage Rate in Ventura County – $400,000

This client needs a low interest mortgage loan to purchase a home  in Ventura County. They have been transferred into the area and have placed an offer on a home, conditional on finding financing from a local bank. They have $300,000 as a down payment from the sale of their current home and require a [...]

Best Cashout Mortgage Refinancing Rates – Need $60000 – $10000 Cash

This client is looking for the best cashout mortgage refinancing rates that are available, based on his credit rating and the relatively small mortgage that he is looking for. The client needs between $60000 and $10000 cash, $60,000 to refinance the existing remaining balance on his current mortgage and an additional $40,000 to finance some [...]

Should I Refinance My Mortgage Now? – My Mortgage Rate Today is 5%

The applicant is wondering if they should refinance their mortgage now or stick with the current interest rate mortgage that they have. The interest rate they are currently paying  is 5% , which is actually a very good rate compared to today’s mortgage rates. For the information of the applicant we calculated his $125,000 mortgage [...]

Need a Bad Credit Mortgage Lender in L.A. – Need To Borrow $350,000

This applicant is looking for Mortgage Lender in L.A. who provides financing to people with bad credit and he would like to borrow $350,000.  Based on the information provided, it will be difficult to approve this applicants mortgage request. There are a number of things that are going against him which would make it difficult [...]

Your Credit Score – What Information the Banks are Allowed to Share

You may be surprised to learn that most banks don’t report your mortgage balance or repayment history to a credit bureau agency. When you review your report your mortgage will not appear on it. There is no mistake here. This also means, similar to overdrafts and private loans, a lender reviewing your application for credit [...]