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Tag Archives: loans

Bad Credit and Looking For a Loan In Hard Times

So sometimes I don’t want to publish posts JUST on loan applicants and their applications here at CLF. Sometimes it’s nice to just write an open article on something I have been thinking about, and there is one thing I just can’t stop thinking about – that is the hard times that so many people [...]

Unsecured Small Personal Loan in Angelino Heights, Los Angeles (Bill Payments)

This applicant and borrower needed to borrow an unsecured cash amount of $5000 – $1000o for the purpose of paying down bills and cleaning up expensive debt. Our guess is of two different possibilities – one, they really need the cash to inject into their business, or they actually want to pay off some credit card [...]

Credit Scoring Codes and How to Keep an R1 Rating – Tips

These four tips will help you maintain a strong credit rating. These are the very basic, and most important tips for keeping your credit rating in good shape going forward. 1) Know your financial worth. It’s impossible to plan and stay on a budget if you don’t know how much money you have to work [...]

The Difference Between Co-Signers and Co-Borrowers

So your credit application has been declined because of debt servicing. All you need is a cosigner, right? Wrong. Although each case may be reviewed on its own strength, a cosigner by definition is someone who is vouching for you on the assumption you can pay or service the debt on your loan. It is [...]

Misconceptions On Borrowing

Paying Your Bills On Time Commonly, people assume because they pay their bills regularly that their credit is strong. This is not entirely true. Simply paying your bills irrespective of the due date isn’t always as important as when you pay your bills. Have you ever found yourself between pay checks, and your credit card [...]

Personal Loans Still a Problem In The “New” Economy

After the stimulus money and bail outs to Wall Street we were supposed to see the banking community loosen up their purse strings and start giving mortgage loans, car loans, etc. Not to mention small business loans that have not been forthcoming since the bailouts.

March 2009 Online Loans Update

As of today’s date (March 19/2009) we are seeing a serious ramp up of traffic as United States borrowers are scrambling to find personal financing. The online lenders are seeing an increase in traffic all across the board as conventional bricks & mortar lenders are still experiencing a credit squeeze from American regulators and higher [...]

Assessing Bad Debt + Monthly Budgets [4]

Continued from [3] Now we need to discuss savings accounts a little bit. You will also find this to be ridiculous (maybe) because I am going to tell you to save 10% of your household income every month into a simple savings account. You may be saying to yourself,

Where We Get Our Borrower Case Studies From?

I had an email from one of our first readers this week wondering where we get our borrower case studies from. An obvious question. We get them from various loan and personal financing web sites that have forms. One in particular is World-of-Financing.com, but there are more. When Californians are frustrated with the current state [...]