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Tag Archives: loans

The Difference Between Co-Signers and Co-Borrowers

Thursday, January 21, 2010

So your credit application has been declined because of debt servicing. All you need is a cosigner, right? Wrong. Although each case may be reviewed on its own strength, a cosigner by definition is someone who is vouching for you on the assumption you can pay or service the debt on your loan. It is [...]

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Misconceptions On Borrowing

Wednesday, December 23, 2009

Paying Your Bills On Time
Commonly, people assume because they pay their bills regularly that their credit is strong. This is not entirely true. Simply paying your bills irrespective of the due date isn’t always as important as when you pay your bills. Have you ever found yourself between pay checks, and your credit card payment [...]

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Personal Loans Still a Problem In The “New” Economy

Wednesday, July 15, 2009

After the stimulus money and bail outs to Wall Street we were supposed to see the banking community loosen up their purse strings and start giving mortgage loans, car loans, etc. Not to mention small business loans that have not been forthcoming since the bailouts.

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March 2009 Online Loans Update

Thursday, March 19, 2009

As of today’s date (March 19/2009) we are seeing a serious ramp up of traffic as United States borrowers are scrambling to find personal financing. The online lenders are seeing an increase in traffic all across the board as conventional bricks & mortar lenders are still experiencing a credit squeeze from American regulators and higher [...]

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Assessing Bad Debt + Monthly Budgets [4]

Monday, January 5, 2009

Continued from [3]
Now we need to discuss savings accounts a little bit. You will also find this to be ridiculous (maybe) because I am going to tell you to save 10% of your household income every month into a simple savings account. You may be saying to yourself,

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Where We Get Our Borrower Case Studies From?

Thursday, December 4, 2008

I had an email from one of our first readers this week wondering where we get our borrower case studies from. An obvious question. We get them from various loan and personal financing web sites that have forms. One in particular is World-of-Financing.com, but there are more. When Californians are frustrated with the current state [...]

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