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	<title>CALIFORNIA LOAN FIND &#187; gds ratio Ca  &#8211; California Loan Find</title>
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	<description>ONLINE LOAN FINDER - PERSONAL LOANS - GOOD AND BAD CREDIT BORROWERS</description>
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		<title>How To Report Your Income &#8211; Taxes</title>
		<link>http://californialoanfind.com/how-to-report-your-income-taxes/</link>
		<comments>http://californialoanfind.com/how-to-report-your-income-taxes/#comments</comments>
		<pubDate>Sun, 21 Mar 2010 23:11:59 +0000</pubDate>
		<dc:creator>Carol Williams</dc:creator>
				<category><![CDATA[Carol's Borrowing Series]]></category>
		<category><![CDATA[assessment letter]]></category>
		<category><![CDATA[bending tax rules]]></category>
		<category><![CDATA[commissions]]></category>
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		<description><![CDATA[People who are not self-employed receive at the end of the year an income receipt slip from their employers. They complete their Form 1040 (United States Individual tax return) then submit it to the IRS. They either pay additional tax or enjoy a moderate refund. It is through this income reporting that lenders verify the [...]]]></description>
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		<title>What Is Your GDS Ratio and TDS Ratio?</title>
		<link>http://californialoanfind.com/gds-ratio-tds-ratio-equity-lending/</link>
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		<pubDate>Wed, 27 Jan 2010 19:55:00 +0000</pubDate>
		<dc:creator>Carol Williams</dc:creator>
				<category><![CDATA[Carol's Borrowing Series]]></category>
		<category><![CDATA[approval]]></category>
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		<category><![CDATA[borrowing on an asset]]></category>
		<category><![CDATA[equity lending]]></category>
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		<category><![CDATA[principal and interest]]></category>
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		<description><![CDATA[Your monthly budget likely accounts for every dollar coming into your home. Perhaps detailing each payment and expense you&#8217;ll be required to pay for that month while the amount of cash left over you designate toward savings. When you&#8217;re sitting at your kitchen table trying to calculate if you can afford another loan, I bet [...]]]></description>
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