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Tag Archives: experian

Free Credit Reports – Making Sure Your Credit History is Accurate

You can check your credit report for free here – you should always check your credit score once a year to make sure you are on top of you history with the three main credit reporting agencies. We know this is a pain to go and do, but it only takes a few minutes. Too [...]

10 Tips To Avoid Identity Theft

There is a lot said regarding credit agencies on the television, the radio, and anywhere else where there is advertising, because there is a big business in providing people information about their credit scores. If you don’t understand this already there are three major credit scoring agencies – Equifax, Experian, and TransUnion. And today I [...]

What Is The Definition of Charge-Off?

A Charge-off is a financial industry term that means a loan is likely not going to be paid by the borrower and will likely become a tax write-off for the lending entity.