If there is a mistake in your file, you must challenge it. Most credit bureau errors can be corrected by providing receipts to prove that you’ve made a payment, or by getting the bureau to check with the creditor. Simply fill out a form requesting the appropriate item be removed from your file, making mention [...]

There will come a time when you apply for a loan and your spouse’s credit bureau report will also be reviewed. The benefit of two incomes also carries with it the prior repayment history of each applicant. Challenge your individual rights to privacy based on marital status, sexual orientation, religion, and other personal information. Question [...]