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Tag Archives: credit agencies

Your Credit Score – What Information the Banks are Allowed to Share

You may be surprised to learn that most banks don’t report your mortgage balance or repayment history to a credit bureau agency. When you review your report your mortgage will not appear on it. There is no mistake here. This also means, similar to overdrafts and private loans, a lender reviewing your application for credit [...]

Three Major Credit Reporting Agencies

When we want to see what is up with our credit rating we need to get access to our data held by the major credit reporting agencies. There are companies that make a profit by getting you to pay for a credit report online (or offline) but all they are really doing is accessing information [...]