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Tag Archives: client interview

Borrower Loan Application Case Study

Sunday, May 23, 2010

Meet Mr. Roberts Mr. Roberts, a fictional character for this personal financing case study, is applying for a loan when the loan officer (lender) asks him, “What loans and credit cards do you currently have?” Mr. Roberts replies, “Here is a recent copy of my Credit Bureau report I received last week. Can you tell [...]

Filed in Carol's Borrowing Series | Also tagged , , , , | Comments (0)

What to Say (and Not) to Say to a Loan Officer

Monday, May 17, 2010

Credit is a privilege, not a right. It’s something that needs to be earned – like respect. Don’t expect to receive it without qualifying why you are eligible. Simply having a good story and a bank account does not advance your opportunity for success, or getting the lowest rate. To understand how to get a [...]

Filed in Carol's Borrowing Series | Also tagged , , , , , , , | Comments (3)