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Tag Archives: Banks

The Difference Between Co-Signers and Co-Borrowers

Thursday, January 21, 2010

So your credit application has been declined because of debt servicing. All you need is a cosigner, right? Wrong. Although each case may be reviewed on its own strength, a cosigner by definition is someone who is vouching for you on the assumption you can pay or service the debt on your loan. It is [...]

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Your Spouse, Your Credit Cards, Your Debt, and You

Thursday, December 17, 2009

There will come a time when you apply for a loan and your spouse’s credit bureau report will also be reviewed. The benefit of two incomes also carries with it the prior repayment history of each applicant. Challenge your individual rights to privacy based on marital status, sexual orientation, religion, and other personal information. Question [...]

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March 2009 Online Loans Update

Thursday, March 19, 2009

As of today’s date (March 19/2009) we are seeing a serious ramp up of traffic as United States borrowers are scrambling to find personal financing. The online lenders are seeing an increase in traffic all across the board as conventional bricks & mortar lenders are still experiencing a credit squeeze from American regulators and higher [...]

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Differences Between Banks and Credit Unions

Friday, January 23, 2009

Banks are in the business of lending money to consumers and businesses. They are very much for profit lending institutions. The banks loan the money to consumers in return for the repayment of the principal with interest over a set period.

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