Well the time has come for me to bid you farewell, as I am finished this series on consumer borrowing. I will be back with work, don’t be dismayed in any way!  I have reviewed many ingredients to help you position your financial affairs to become sweet as spring, and right as rain. Though, at the [...]

Credit is a privilege, not a right. It’s something that needs to be earned – like respect. Don’t expect to receive it without qualifying why you are eligible. Simply having a good story and a bank account does not advance your opportunity for success, or getting the lowest rate.
To understand how to get a good [...]

There will come a time when you apply for a loan and your spouse’s credit bureau report will also be reviewed. The benefit of two incomes also carries with it the prior repayment history of each applicant. Challenge your individual rights to privacy based on marital status, sexual orientation, religion, and other personal information. Question [...]