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Tag Archives: bank loans

Scoring Models – How Banks Approve or Decline Your Loan

Wednesday, June 23, 2010

Though a scoring model isn’t made of oil or water colors, it does paint a pretty clear picture of your financial state of affairs. Once your information has been entered into the application and sent to the centralized loan approval centers it will pass through a risk filter. This filter measures the likelihood the lender [...]

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Understanding the Centralized Application Process

Friday, June 18, 2010

Not too many years ago an appointment with the branch manager would be needed to discuss your loan. You’d sit down and explain your situation. The manager (hopefully you want them to be an ally) would consider your request, complete a few documents and you would often have the funds in your account before you [...]

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