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Bad Credit Loans In 2010 and Beyond

Getting financed for a bad credit loan is a little more difficult than it was 5 years ago. Lenders, banks, and private for profit lenders are much more conservative when it comes to approving personal loans to Americans – especially when the borrowers have any kind of bad credit dings on their credit history. The [...]

What Does APR Stand For?

In simplified terms, APR is an acronym for Annual Percentage Rate. The annual percentage rate is what a lender charges you for a full year of financing. Example: you borrow $100,000 dollars for a full year the APR (annual percentage rate) is 7 % your total APR cost is $7000 paid out monthly =  $583.33 [...]