This personal loan approval was granted by a bank in San Francisco, California for $100,000. Initially this borrower only wanted to borrow $10,000 for personal reason, but up applying for just over $100K USD. They have listed their reasoning for the loan as a business loan, but yet they chose to call this a personal loan. Don’t know why, but there you have it.

There are thousands of extremely creative businesses and business owners in San Francisco, and this individual is no exception, as you can tell by the list of qualifications below. Having a great many personal qualifications and accolades is one thing, but when it comes to qualifying for loan of over $50,000 without any collateral or security, it’s a whole different story.

We still don’t know if this borrower was approved for financing – personal OR business. An update should be coming soon. We want to thank this borrower for taking part in our ongoing goal to learn about the loan approval rates throughout California.

Type of Loan – Personal Loan

Why do you need a loan? - I’ve just started a business and need a bridge until my first 5 invoices are paid.

If for Business, tell us a little about your business – A consulting business that provides fundraising advice for non profits.

How Much Do You Want To Borrow? - Between $80K – $90K

Length of Employment – Over 5 Years

Time at Address – Between 3 – 5 Years

Age – Over 30

Anything else that would help us get your loan approved – This is my dream business and I want it to succeed and will do whatever it takes to keep it good standing.

Sex – Male

Marital Status – Single

Ever Claimed Bankruptcy?  - No – never

What State and City is your primary home address in? – San Francisco

Have you checked your credit report lately? – Yes

Would you consider your credit rating to be? – Poor

Collateral? – No

Down Payment? – No

Do you a have co-signer or co-borrower? – No

Employment Industry – With Track Record of Success in Achieving Fundraising Goals and Stewardship Objectives, Securing Operating and Capital/Institutional Gifts that Range from $25,000 and Up.

Highly creative, results-proven management professional with entrepreneurial drive/vision and 10+ years of experience in capturing revenue and support for non-profit organizations.

Skilled in building relationships and securing funding within a broad range of fields, including, health care, education, arts and human services. Familiar with planned giving options and experience with directing volunteers to achieve institutions’ need in advocacy and fundraising.

Areas of Expertise

• Key Account Management
• Direct Mail Marketing
• High End Event Planning
• Donor Development
• Public Hearing Presentations
• Grant Proposal Writing
• Strategic Planning
• Multi-million Dollar Budgets
• Program Development
• Government & Foundation
• Board Development
• Major Gift Solicitation

Focus Areas and Accomplishments 

• Fundraising – Secured $2 million dollars through effective major gift solicitations, creative sponsorship opportunities, and effective donor cultivation events.
• Partnership Building – Built strong partnerships with leading community members to create programming that would foster new support and opportunities.
• Resource Development – Played key role in JA’s growth from $900,000 raised annually to more than $2.4 million, a 166% increase. Growth exploded the demand for volunteers and staff, resulting in a 20% departmental growth, and a 25% increase in volunteer recruitment.
• Entrepreneur – Founded an on-line resume writing firm that assists more than 1,200 professionals annually and provide services free of charge to local community and faith-based organizations whose members reside in high-needs, limited resource areas.