I need a personal loan but I have a bad credit rating – AND I live in Ontario, Canada. These words are becoming more and more common as the “new economy” moves on. Whether you live in Toronto, Timmins, Thunder Bay, Sudbury, Kenora, Ottawa, Hamilton, Oshawa, Kingston, Kitchener, Barrie, or any rural area in Ontario, being a applicant and borrower can be frustrating.
AB or ON Residents Apply Here – B.C. Residents Apply Here.
More often than not, Ontario borrowers are trying to find a loan quickly because they are in desperate need a loan for some sort of emergency or crisis situation. Often the Ontario citizen needs to borrow 1500, 2000, 3000, or 5000 dollars overnight.
This can be a tall order because if you might have to get your quick loan some where else in Canada besides Ontario, making for a speedy, overnight loan not likely or even possible at all. This is when some of the Payday loans become of interest, but usually reluctantly due to the high interest rates.
The best thing you can do is research your own town or city in Ontario first. You want to avoid a really high APR and closing fees.
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22 Responses to “Personal Bad Credit Loans in Ontario Canada”
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August 8th, 2009 at 7:42 pm
[...] post: Personal Bad Credit Loans in Ontario Canada Related Posts:Bad Credit Personal LoanBad Credit Loans Auto Loans, Personal Loans, Credit Cards, [...]
October 16th, 2010 at 9:08 am
After 36 years my husband left me. I am starting over. I am on CPP disability and
will be reciving more. monthy amount 970.00
I am taking care of my mother, I have no rent.
Thank You
Cathy.
October 16th, 2010 at 9:46 am
So you are looking for a loan?
November 24th, 2010 at 3:08 am
Hi – I need $15000 and I need it asap. I will be making monthly payments of $1000 and wanna pay it off in less then 2 years. I live in Woodstock Ontario Canada, so please help me. I really need it. Thanks.
December 2nd, 2010 at 2:30 pm
Looking for a loan of 10000.00 bi weekly payments of 300-500 per month . in Burlington, onatario
January 5th, 2011 at 12:25 pm
We are a tree service company that makes and retails colored mulch and engineered wood carpet(mulch) for playgrounds. We have alot of recievables now and we are logging to produce the wood needed to make these mulches. We need about $20,000 to obtain a piece of equipment that will help us make and clear over $150,000 in the next 3/4 year. We would only need the money for a 1/2 year and am willing to pay $3000.00 for the use of the money. The company I work for had a bad last year, but things are going well. We don’t want a big hassle to get this help. We do need this money fairly quick so we can get producing this wood. Also we have 4 other logging machines paid in full already! We are finding banks hard to work with , because it’s an equipment loan and that we had a tough year… Thanks for your interest, Dwayne Freeman GM
January 16th, 2011 at 1:37 pm
Hi,
I am looking for a loan of about 3000 which will be repaid in one year term. Please let me know if you can help.
Thanks.
January 30th, 2011 at 4:01 pm
Looking for a $5000 loan. Single mom with a great job but have come into a hard time, very legitimate. Anyone who can help please contact. Willing to pay high interest.
February 8th, 2011 at 10:44 am
I am in need of a $6,000 personal loan to bridge the gap from where I m at, to where I m going.
Through focus, tenacity and a whole lot of starring off into space, the kids are grown and finding their way and I have manifested the job of my dreams. It has been a long time coming.
Where I was once a superwoman, career ,husband and kids(3) I had give back my cape, all tattered and torn after I left the husband and was taken hostage by my kids to become that which I had feared the most, A stay at home Mom. We, the kids and I, have just survived over a decade of under-employment (short order cook, waitress, I even detailed yachts for a summer for 10 bucks an hour. That was fun until I proved to myself that I could hang uside down off a dock at 48. After that it just hurt), mixed with unemployment (baking 40 loaves of bread everyday and selling them at the end of the driveway for 2.50 each, spending the day waiting my turn at the food bank) has the ground comming u at me faster than my parachute is going to open.
The position does not begin until April. I need help to get there in one piece.
As anyone who has spent anytime as a single Mom under the poverty line can attest; it is hard on the nervous system as well as the underwear drawer. I need the loan to put myself back together, Body (food, rent), Mind (computer, law reference books as it is a teaching position and get my focus off of daily survival and on remembering the things I know) and Soul (the peace of mind to remember that I am strong and have a contribution to make) The experience was great, learned a lot, cried a lot and gave up a lot. Fortunatly I also laughed a lot. BUT THAT IS ENOUGH NOW PLEASE.
My future looks bright but I m still looking at it from the from porch of the poor house. I need help to take that next step so that I can arrive strong and be the best that I am capable of being.
Sincerely,
February 10th, 2011 at 3:54 pm
I am looking for a 2yr loan. I need $5,000 to get back on my feet. I am a single mother who had a really bad year last year, lost my home, and my rental due to the owners family needing it and then the new rental bailed on me the day I was to move in. I just would like a chance to move on in my life, catch up on some immediate bills and start fresh.
February 13th, 2011 at 8:41 pm
I’m looking for a $10000 loan to clear of my current debt. I also have bad credit and no co-signer. I’m trying to start over and it’s becoming difficult. I’m would like to find a lender willing grant an unsecured loan because I don’t own anything to use as security, to be paid back monthly at a interest rate of approx 20%. Once I have my debt cleard, I can afford payments of $800 to $1000 monthly. I live in Mississauga Ontario, Canada. I’m hoping to find this loan by Feb 22nd.
Thanks
Herb
March 1st, 2011 at 9:57 pm
I am looking for a loan of $3000 to get back on track. I would pay it back within 1 year and am willing to pay 20% interest. I have a good job but bad credit and I am spinning my wheels. I want to return to not being stressed out all the time about bills. I live in Oshawa, Ontario and would like a loan before March 10, if possible. If you can help me out you will never regret it.
Thank You,
Bob
March 20th, 2011 at 7:34 pm
I have been the victim of identity theft so my credit was ruined by these people who stole my ID. I need a personal loan badly between $3500 and $5000 to cover expenses and consolidate others. Please take a chance on me. I am retired. I collect CPP/$365/mth…ODSP/$815/mth and WSIB/ $150/mth. I also have about $10,000 worth of jewelery I am willing to put up as collateral for this loan. Please Help.
April 6th, 2011 at 3:15 pm
Hi! I’ve got horrible credit. Due to a past relationships where I was taken advantage of. I’m looking for banks in canada/saskatchewan or lending companies that I could get a personal loan. I make very good money working in the oil patch. I’m stuck in a rut and just need to consolidated my bills. I’m looking for around 5000$ and can pay it back in less then a year. If anyone knows anything please emial me
April 15th, 2011 at 10:22 am
I am looking for a loan of $2000 to get back on my feet. I am working in Health Care but have bad credit and no cosigner. I would pay it back within 2 years and willing to pay 17% interest. Please to help me to return to not being stressed anymore about. Sincerely Thank’s!
April 15th, 2011 at 10:03 pm
looking for a loan around 3000 to pay back with in a year with monthly payments work full time paid by weekley have gone bankrupt but looking to start fresh not out of bankrupty yet or not discharged yet have been employed with same company for over 8 years looking to consolidate a few things left over thanks Tammy
May 6th, 2011 at 5:15 am
Im lookinng for a 10000 dollar loan.
May 17th, 2011 at 4:25 pm
Hey I need a 6000$ loan before this friday may 19 2011, I wanna have it paid off within a year please help me out. I live in london ontario
June 23rd, 2011 at 12:04 pm
need 8000 over 3 years willing to pay 300 bi-weekly and need it asap thanks
August 2nd, 2011 at 9:46 am
Bankrupt 3 years ago from my ex… trying to get back on track! I need a small loan of 15,000… Can pay back 250- 300 a month…
I need it ASAP
HELP
August 4th, 2011 at 6:51 pm
I am looking for a loan of 15,000 and I need it ASAP .
The goal is to clear up my debts and get my business underway.
I would pay between 300-500 $ monthly .
I live in Lucknow , Ontario .
December 18th, 2011 at 12:24 pm
Hi I’m looking for a 10000 loan. I have terrible credit and no cosigner. It would have to be a unsecured loan because I don’t own anything worth that much. Also I’m on a permanent disability. (ODSP) I would like to take it over a 3yr term and willing to pay a higher interest rate.(18-20%) I’m so stressed over money and would like to get my credit rating back on track. It would be nice to have before Christmas as I have 9 beautiful grand children and one on the way and would love to spoil them also. If anyone has an answer for me or someone willing to do this for me let me know. Merry Christmas everybody.