Comments on: Loans for Retired and/or Disabled People

By: Ben

Ben — Thu, 01 Dec 2011 08:52:32 +0000

Hello,

My name is Ben, and I am looking to see about some ways of achieving a loan with any possibility of benefit from my disability. My credit score is not perfect, but I assure you, I feel I can accomplish – without a doubt – the business I am planning to start.

I’m hoping to borrow between 12,000 and 77,000 depending on which parts of my business I will be able to implement and make active, (my business plan is pretty versatile), and I’m hoping to start pretty soon if I can.

My disabilities are aspergers, schizo-effective and bi-polar. Among these disabilities, I get a lot done – even now. I run an unofficial business called Megacool Computer Repair, in Hagerstown, MD. which with its success has seriously inspired me to move further.

Thanks so much!

By: Wendy Luxton

Wendy Luxton — Thu, 26 May 2011 02:31:49 +0000

I am looking for a small business loan of $60,000. I am on a disability pension and want to earn my own money but I require money to invest. I would like to pay off my debts (less than $2000), purchase a car, relocate and start my business. I am finding it difficult to obtain a loan as I do not have a good credit score.

By: CLFadmin

CLFadmin — Sun, 20 Mar 2011 14:40:54 +0000

Hi Lynne,

Yes. Carol has been reading your comments too. She looks after trying to do follow up. We get so many requests for loans now it’s hard to keep up. So sorry to hear about your financial predicament.

Regarding the fact that you say no-one will lend you any more money, the reason is likely that you are not able to pay back the loan with a low income level.

Consider finding some work that does not involve doing any physical activity. If you get a loan for $1500 that will be a high-interest short-term loan with a high APR (something like a payday loan), and you don’t need anything more than that.

Our suggestion is to limit spending in everyday life, and THEN start learning how to earn more money in a different way than you have in the past. You seem to be a good writer, so I highly recommend you take a look at being a paid writer on the Elance web site (search it on Google). People will pay you to write at home and you can make money without any physical work.

We have many different lenders that use our site to advertise, and we have a featured link in our header for $1500 loans that have to be paid back in 100 days you could consider, but remember that the APR is quite high on these.

By: Lynne O.

Lynne O. — Mon, 14 Mar 2011 12:56:59 +0000

I was wondering if my desperate message had been received? I have no way of knowing, due to my computer not working correctly. At this point in time, I only can receive emails, but unable to open or reply. If my message was received, just send me a message someyhing to the affect…yes, message received. Please understand, I am so desperate that I just don’t know what to do. Please help me! Thank you.

By: Lynne Olson

Lynne Olson — Sun, 13 Mar 2011 05:04:08 +0000

I am in a very desperate situation. My only income is $930.00 a month from social security. Due to the many medical problems of my back and left leg, I can no longer work in the nursing field which I worked in for 30+ years, due to the many restrictions placed on me because of my disabilities. To supplement my social security, I did volunteer work with the elderly for $2.65 an hour, but I had to quit because the clients in order to be served, had to belong to an organization.
I can’t even do a simple thing like cashiering because it is so painful to free stand for me. Everyday my back and leg seem to be getting worse. Every month I am overdrawn at the bank, causing me more financial problems. I owe so many people so much money, that I will never be able to re-pay. Living from month to month is just terrible because up on til now, I never worried about not having enough money because I could work more hours, because nursing is always short staffed. I was hoping to somehow be able to attend a Medical Transcription Program named CareerStep. They do not offer any type of scholarships. Because it is not a university, so there are no degrees associated with the program. There is a great demand for this training, because it is considered “Specialized Profession”, meaning that someone just off of the street can’t do it. If possible, I would like around $1,500.00 deposited into my bank account immediately. If I would be considered for the education, I would need to purchase a new computer, because most Medical Transcriptonists work out of their home, which is perfect for me. There are other costs involved in the course. The computer that I have now is having a lot of problems, new ones each day. I can neither afford to have it repaired or to purchase a new one. I thought that I would attempt at typing at home on-line, but that is no longer an option for me. I truly hope that I will be considered for the immediate loan of $1,500.00 and the loan to further my education so I no longer have to live on air. I have never have been so depressed or disillusioned. I feel that there is no way out for me. I am in never-ending cycle of financial problems, also a new one every day. I can’t borrow any more money from the people whom I did before. All that I ask, please find some way to help me. Thank you for your time on my behalf. Before I forget, I live in Washington State, where the unemployment is 10% or more. More and more people are leaving their homes to live in their cars, or worse. Once again, thank you. I will be awaiting your reply.

By: Sharon G.

Sharon G. — Mon, 03 Jan 2011 21:49:51 +0000

I am on short term disability and will be returning to work in mid February 2011. I need a quick loan for living and medical expenses.

By: Emergency Loan To Stop Home Foreclosure in Salinas – California Loan Find

Emergency Loan To Stop Home Foreclosure in Salinas – California Loan Find — Wed, 11 Aug 2010 16:11:05 +0000

[...] well, and they have disability income paid to them every month for two other family members. They may be able to get a disability loan as well for living expenses, but right now they are at a critical juncture where they need [...]

By: CLFadmin

CLFadmin — Sat, 15 May 2010 16:10:21 +0000

Hi Gerald, sorry to hear you can’t get approved for a loan – YET. If you have a fixed income from benefits every month, and your debt load is not too high, lenders will usually approve the note (loan).

I would seriously look at ways of checking the credit bureaus and getting your FICO score straightened out first before applying again.

Here is one of our articles on how to understand your credit rating. Please check it out.

http://californialoanfind.com/understanding-credit-hits-with-credit-bureaus/

By: Gerald Pizzo

Gerald Pizzo — Sat, 15 May 2010 10:44:49 +0000

No bank or lender will give me a loan because I’m disabled and not working (no job) but i get benefits every month. What can I do to get approved?