Today we have created a special page for our Legitimate/Reputable Bad Credit Lender list. As we have mentioned before at CLF, we have taken surveys here, and at all of our sister sites, to see which lenders are ACTUALLY approving loans to borrowers who have bad credit ratings. This took us over a year to get together, and so without further delay, we introduce our first product from California Loan Find!

These lenders are all legitimate and trustworthy. There are no shady banks in this list. There are no Payday lenders in this list. None of these lenders are in the car title loan business, or the pawn shop business. These are banks – plain and simple. All of their lending criteria is a little bit different, but the fact remains that they consider borrowers who have less than good credit. Make sure you bookmark the list page once you get there!

Read below so you don’t waste your money – some borrowers can simply not get approved, so we made this list of reasons why some borrowers are declined.

List of Reasons Bad Credit Borrowers Can’t Get Approved

1. You must be 21 years of age or older
2. You must be employed
3. You must have a FICO score that is higher than 520 (click here if you need to know your FICO score) – almost all most borrowers have FICO scores higher than 550 – you are likely OK)
4. You must reside in the United States and be a USA citizen
5. You must NOT have claimed bankruptcy in the last 2 years.

That’s it. You should be OK as far as approval goes. Keep in mind that we don’t give refunds as we had some people get approved and then have the “nuts” to come back for a refund. We’ve had some borrowers who didn’t use the entire list, which we can’t control. We also made the cost of our list low enough that the risk quotient isn’t high for our visitors and readers.

We don’t provide a money back guarantee either – and yes, we understand full well this slows down sales, but we would rather be completely “up front” about it. Even if your situation does not apply to the above List of Reasons for Decline, there is always a possibility that there is some extenuating factor that keeps you from being approved.

Cost of Bad Credit Lenders List

We are charging $29.95 USD for the list. After you have purchased the list (Visa, American Express, Mastercard, Discover, Paypal) you will automatically be taken to the list page. You have unlimited access to this page, OK. If for some reason you are not redirected to the list page after buying, email us and we will confirm your payment and email you the list instead.