Here is a list of 36 different free loan calculators (with some pics of old adding machines ) This collection was hand-picked by our staff as the handiest and most enlightening (if there is such a thing in personal finance) calculators online. Everybody uses a calculator before they even apply for a loan – right? Well they should – smart borrowers do!

We really like some of the calcs that take in to account ALL of your monthly and yearly expenses, so you can do a complete work up of your overall budget – not just what your actual installment payments are going to be biweekly, weekly, or monthly.

Funny thing happened here at Clf. Our staff was using different loan calcs all over the Internet on different sites (because we’re too lazy to code them into our own server) for the purposes of helping our readers better understand the math on lending options they may be considering. So here we are all using different calcs for different lending scenarios, and we never thought to list all of our favorites here on our own site. Dumb——-da-dumb-dumb……dumbbbbbbbbbb……

Highlights in Our Loan Calculator List

• our favorite Student loan calculator is in this staff list, and it helps students realize their true (absolute) cost of their education/tuition, their books, living expenses, and much more. (noted)
• we love the Payday loan calculators provided by some of the Governments and the Fair Lending Orgs, because they shed a bright light on the true cost of Cash Advances and Payday loans.
• we also have a really cool Payday loan calculator in the mix that has a very impressive Gui (web interface) that has rising and falling dial, that move when you adjust times, rates, fees, etc. (noted)

So here you go – just click the type of calculator in the menu here, and it will take you to the list. Have fun!

• Student Loan Calculators

• Mortgage Loan Calculators

• Amortization Loan Calculators

• Simple Loan Calculators

• Fixed Rate Loan Calculators

• Consolidation Loan Calculators

• Payday Loan Calculators

• Refinance Loan Calculators

• Auto Loan Calculators

Student Loan Calculators

• from FindAid.org – click to calculate
• from Collegeboard.com – click to calculate
• from Mappingyourfuture.org – click to calculate
• from Accessgroup.org – click to calculate (calculates expenses, college fees, everything)

↑ back to loan calculator top menu

Mortgage Calculators

• from Mortgagecalculator.org – click to calculate
• from Bankrate.com – click to calculate
• from Mortgage-calc.com – click to calculate (list of various calculators)
• from Mortgagecalculator.net – click to calculate ( list of various calculators)

↑ back to loan calculator top menu

Amortization Calculators

• from Bretwhissel.net – click to calculate
• from Amortization-calc.com – click to calculate
• from Bankrate.com – click to calculate
• from Hsh.com – click to calculate

↑ back to loan calculator top menu

Simple Loan Calculators

• from Californialoanfind.com – click to calculate
• from Vlender.com – click to calculate
• from Yourloancalculator.com – click to calculate
• from Hughchou.org – click to calculate

↑ back to loan calculator top menu

Fixed Rate Loan Calculators

• from Tcalc.com – click to calculate
• from Interest.com – click to calculate
• from Timevaluecalculators.com – click to calculate
• from Dinkytown.net – click to calculate

↑ back to loan calculator top menu

Consolidation Loan Calculators

• from Fair-debt-collection.com – click to calculate
• from Money-zine.com – click to calculate
• from Moneycentral.msn.com – click to calculate

↑ back to loan calculator top menu

Payday Loan Calculators

• from Predatorylendingassociation.com – click to calculate
• from Ago.mo.gov – click to calculate
• from Creditprovide.com – click to calculate (very cool gui)
• from Servicealberta.gov.ab.ca – click to calculate (Gov of Alberta – good for any Canadian Payday loan calculation)

↑ back to loan calculator top menu

Refinance Calculators

• from Mortgage101.com – click to calculate
• from Calculators4mortgages.com – click to calculate
• from Lendingtree.com – click to calculate
• from Zwicke.nber.org – click to calculate

↑ back to loan calculator top menu

Auto Loan Calculators

• from Cars.com – click to calculate
• from Edmunds.com – click to calculate
• from Capitalone.com – click to calculate
• from Eloan.com – click to calculate

↑ back to loan calculator top menu