We have a free and easy, simple loan calculator here on the Clf (California Loan Find) blog. To use it, simple go to the bottom of any post and you will see it. How this simple loan calculator works fairly straight forward, but I’ll explain how easy it is to use.
Even a grade 3 student (or 8 year old) can use this loan calculator. You only have to enter 4 different fields – the principal loan amount, the APR (annual percentage rate), years of the loan, and days between payments. It does not get any simpler than that.
Note: with our loan calculator, make sure you never enter symbols (such as the % symbol, the $ symbol, or a ,) and only enter numeric values. For example, don’t enter $50,000 – enter 50000. You can use a decimal point in the form of a period, in case you want to enter a fractional number.
Using our free loan calculator below you need to enter your loan amount, interest rate, etc. in this order;
- Field #1 – enter the principal loan amount (enter the amount of money you are borrowing)
- Field #2 – enter the interest rate (enter the interest rate you think the bank or lender is going to approve your loan at, or if you know what your interest rate is going to be on the loan – enter the percentage in a numerical value only)
- Field #3 – enter the length of the loan in years (numeric value only please)
- Field #4 – enter the days between payments (for biweekly payments enter 14, and for monthly payments enter 30 – that’s how I use our loan calculator anyway)
Screen Shot of Our Loan Calculator in Use
After you enter in your numbers, click the “Submit Query” button, and you will see your calculation results as the picture below.
Screen Shot of Loan Calculation Results
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BELOW IS A LOAN CALCULATOR FOR CARRYING OUT SOME LOAN CALCULATIONS-------------------------------------------- Enter the loan amount, year of term, interest rate, and payment periods (14 for biweekly, 30 for monthly, 7 for weekly. Very helpful so you know exactly what the loan will cost you in interest payments and you will know the total COB (cost of borrowing).--------------------------------NEW! --> Join our Non-Profit Peer-to-Peer Lending Forum--------------------------------
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2 Responses to “Free and Easy – Simple Loan Calculator”
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August 17th, 2010 at 4:23 pm
[...] enlightening (if there is such a thing in personal finance) calculators online. Everybody uses a calculator before they even apply for a loan – right? Well they should – smart borrowers [...]
May 25th, 2011 at 7:57 pm
Hi my name is Elizabeth Andrade and I will like to get unsecured personal loan without collateral
and I would like to borrow 60,000 dollars I need it either today or tomorrow and I live in California.
Thank you,
Very Much
Elizabeth Andrade