Well the time has come for me to bid you farewell, as I am finished this series on consumer borrowing. I will be back with work, don’t be dismayed in any way!  I have reviewed many ingredients to help you position your financial affairs to become sweet as spring, and right as rain. Though, at the end of the day, it takes a commitment from you to decide to take responsibility for your actions and spending behavior to weather a storm. Put a leash on all poor spending habits now that you may have, stop impulsive shopping needs you been satisfied. If you don’t master your own wallet, you won’t have much of a wallet left when you need it most.

Your credit report is your financial fingerprint, and carries a lot of weight in not only financial applications for credit, but as we learned auto insurance companies are now profiling your report to determine possible premium increases. A credit bureau report must be managed properly, and it all comes down to how you manage your financial affairs. At the end of the day the report will hold the truth about you, and you will have to sleep in whatever bed you have made. I know that I’ve beaten this point down like I’m flogging a dead horse, but it really is the most important issue when trying to borrow money – from anybody!

Reading my lending and borrowing series is only the first step. Take the time to hear the suggestions and consider the advice that has found you through these valuable posts. Now, you need to apply what you have learned to make a difference.

Good luck in your future financial affairs! I know you will now be better prepared to navigate through the labyrinth of the modern lending machine, and have confidence you will also be prepared when completing an application for credit, anywhere.

I’ll see on my next post!!!!!

Continued in the Carol’s Borrowing Series Category of Clf.