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Emergency Loans for $5000, $6000, $7000, $8000


Lots of consumers need emergency loans for $5000, $6000, $7000, $8000 or other amounts from time to time for a wide variety of reasons. In this case we have a potential client who is dealing with a medical emergency and has received a hospital bill for $8000. They are still in the midst of negotiating the final bill, but he wants to be prepared to able pay this bill once they have come to an agreement.

They also realized that they should have been setting aside an emergency fund for expenses just like this one. Instead their strategy was to place all extra cash on their mortgage which is saving them a great deal of money in terms of reduced interest charges and will allow them to pay off the mortgage much more quickly. However it left them short when something unplanned came along and needs to be dealt with financially.

They are also checking with their health benefits from work to confirm just how much will be covered by their health plan if any. This customer is a very responsible consumer and we are confident that he will be able to borrow the money he needs once he is able to actually confirm what he needs. It may be a few days yet before he knows the amount. In the mean time, initial processing of the loan application can be started.  There will be more discussion with this client prior to the loan being finalized.

DEFAULT LOAN APPLICATION FOR BORROWER’S INFORMATION

Emergency Loan Amount :: $8,000

Emergency Loan Application and Processing Speed (when do you need the funds):: this week would be good. at the very latest the beginning of next week. I can hold off paying my medical bills until the middle of the week.

Do you currently have a mortgage? :: yes

Bank Name and Branch :: Provident Bank

What City/Town, State and County do you live in? :: Riverside County, California

Zip :: 92508

What is your employment field? :: Run a franchise repairing car auto glass

Employment Position :: Manager

When are you paid? (monthly/weekly/biweekly):: biweekly

Your credit rating to be – excellent, fair, or bad? :: fair

How did you find us? :: searching for emergency loans for people with good credit

How are you paid? (direct deposit/paper check):: direct deposit to my checking account

Gross Amount Per Paycheck ::$1,440

Do you agree to have this information published online, without your PRIVATE information of course? :: sure no problem, just keep my SIN number private

Extra information here please (some detail)::  my wife recently had an accident at home and needed to be rushed to the hospital and have a cast put on her leg. With the combination of the ambulance fees, the xrays and the doctor bills along with what the hospital is charging we owe almost $8000 in medical bills which they are demanding that we pay. Many of our friends and neighbors have told us to negotiate with them to obtain a lower price and we are trying to do that, but in the mean time we are also trying to find the money we will need to pay the medical bills which will be a maximum of $8000.

We will not know what the final number will be until the beginning of next week, and if it is lower than we would like to borrow less than we are indicating at this time. The costs sure add up in a hurry, and it is coming as a total shock to us. Both her falling off a step ladder, breaking her leg and then an $8000 medical bill! We have not planned for any emergencies like this at all.

Note to Lender :: we do not have any savings that we can apply to this medical bill. We both know that we should be setting aside some money for emergencies and this sure is a good example of one. We decided to put all of our spare cash towards paying down our mortgage which helps to reduce the interest that we pay, but obviously leaves us short when something like this comes along. I also have to check with the place where I work to find out what medical coverage we have if any. I only started at this franchise a couple of weeks ago and have not had a chance to check if we have medical coverage.

I was just so happy to have a job. I was laid off my old job on a Friday and walked into this one on the Monday morning, so I was pretty happy about that. I am the manager at this franchise and have known the owner for a few years. When he heard  I was out of work, he wanted me to start the very next day. He was so happy because he has been struggling himself to find good people to work for him.

Can you let us know what our options are? Can we get approved for this loan? Do we have to stick with the original amount or can we change the value of the loan once we know how much we are going to owe?

 

Category: Emergency Loan APR 5% APR 7% APR 8%
Loan Principal $8,000 $8,000 $8,000
Payment Schedule Monthly Monthly Monthly
Length of Term 3 4 5
Amount to be paid $8,616.55 $9,143.12 $9,626.36
Total interest paid $616.55 $1,143.12 $1,626.36
Paid per installment $236.07 $187.87 $158.24
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BELOW IS A LOAN CALCULATOR FOR CARRYING OUT SOME LOAN CALCULATIONS-------------------------------------------- Enter the loan amount, year of term, interest rate, and payment periods (14 for biweekly, 30 for monthly, 7 for weekly. Very helpful so you know exactly what the loan will cost you in interest payments and you will know the total COB (cost of borrowing).
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21 Pre-apps

  1. josephine wrote:

    needing to borrow $6000 by end of Nov to pay high interest bills from indland empire CA, credit score 579 please see if someone will help

  2. Bob wrote:

    I am looking for a loan of 10K. Need funds for medical & bill/loan consolidation. I am 45, family, stable job in IT and have house for collateral if need.

  3. Randy wrote:

    I am a 100% service connected disabled veteran.I am in need of a loan to help me with my medical expenses: for travel,overnight stays in Dallas,Texas.Loan amount seeking is $5000 to $10000.I need this loan ASAP I am going have complete spinal surgery on my neck,mid and lower back.I do not know how long I will have to stay in Dallas,TX.I can make monthly payments I a not seeking a hand out just a hand up.My FICO scores are all in 590’s because someone took my credit cards and debit card and clean me out. I am waiting now to be re-imbursed by the bank. Thak You for any kind of help you may render.GOD BLESS!!! Sincerely Randy

  4. faith wrote:

    I am looking to borrow 2000.00. I need it as soon as monday may 17 2015. My best credit score is 618. Any help will be greatly appreciated.

  5. mark wrote:

    I’m trying to find emergency help been searching for a week now I’m out of time been getting the runaround low amounts offered there not getting the hint 1000$ or less no disrespect but waste of morning noon and night now I’m desperate.I’m really in need of 37500 and debt free one payment to whom can help at reasonable interest at this time really doesn’t matter on verge of a throwing out of rental today 5/23/15 but if proof of loan and help could save a couple of days I will take 5500 for quick relief I know I’m a high risk never been in situation like this while trying yo find help I’m new to this credit score dropped wasn’t paying attention regrets oh yea as of this morning 552 1 month and a half ago 630 how stupid am I really scared! I’m in no position at this time for more small loans have to many small cash advance loans and quicken loans deep trouble not forgiving what’s so ever I hope I’m not waisting my time Im in need of trust I have a job that I was about to put in two weeks notice for a way better opportunity I make 16 hr now 27.50 and 50% commission for new job unbelievable the company came looking trusting employee in the past for me it was an “ANGLE” SENT TO ME I do believe never had such opportunity I feel really great about him and trust things great then came the madness I got severely burned almost 3 weeks ago second degree long story short no money coming in my fault ended that job heeled enough start new job 5/26/15 excited lately a little depressed but I’m strong man wife looks up to me she’s very scared everyday what we going to do out of excuses don’t know what to tell her at this point I hope I don’t bore or babbled to much to wholm may read this I know there’s second chances somebody think twice realize I’m not full of bolognae please please I beg where are u my second chance “ANGLE”I still have high hopes even bared down went to family there shocked and surprised I know if someone had between all of them they’d do it in a heart beat for this type of situation please don’t fill my box with unless u are concerned and really care somebody tried to pull fast one on me recently its not funny I got second Chance on awesome job how about loan where are u my ” SECOND CHANCE AGLE” or as I say my new family member thank u for my time for the record this is hard to do I have no shame thank u for listen never had to cry for help I don’t know how much further I can go

  6. Elizabeth wrote:

    This is my last year in college and I need $7000 to pay for my school.

  7. JT wrote:

    I really need a $4500 loan quick. I have never asked for help before..and hate myself for having to. My car blew up, and I had to get that fixed as my child was diagnosed with cancer, so there have been a lot of doctors appointments. The issue being that now, I do not have money for rent or groceries. I have paystubs to show that I am working and making $4000 a month. Please, please any help, thoughts or advice would be appreciated as my child and will be homeless as of 2 days from now. Thank you so much in advance.

  8. Asinajak wrote:

    please conform my loan request

  9. Joseph wrote:

    I need a $7000 emergency loan quick.

    Joseph

  10. Robin wrote:

    I need $25,000 quickly to pay for legal fees.
    My credit is bad due to a divorce;However, I have a good income to repay.

  11. George wrote:

    just need to consolidate debt will pay loan off within 24 months.

  12. DEANDREA wrote:

    THURSDAY, MAY 26, 2016
    I NEED TO BORROW $10,000 ASAP TO CONSOLIDATE MY DEBT AND PAY FOR A START UP FRANCHISE BUSINESS. I WILL PAY OFF THE LOAN WITHIN 24 MONTHS. I LIVE IN SAN JOSE, CA. MY CURRENT CREDIT SCORES ARE; 658,639,619. PLEASE RESPOND AT YOUR CONVENIENCE. THANK YOU.

  13. Brenda wrote:

    I live in a 1901 home and have two small children one with asthma and my house needs lots of repairs. I need $10,000.00 ASAP

  14. James wrote:

    Hello
    Recently my Mom passed away. I incurred many funeral and travel expenses with little savings to take care of them. Therefore I am in a deficit now with current bills coming due. I need 6000 to get caught up, pay off payday loans, and also clear up some old items on my credit report. My highest credit score is 569.
    I have been at the same job almost 3 yrs.
    and make 2800 per month. I can repay loan
    at 300/mo. for 24 or 30 months.
    Payday Loans get me deeper in debt. with wicked interest and I am trying desperately
    to dig out. Can you please help me ASAP?
    Thank You
    James

  15. Michael wrote:

    I need about $1000 to make it for the next couple of weeks. I have a credit score around 625. Any kind of loan will work. I live in Thomasville, nc and I need the loan ASAP. Today or tomorrow.

  16. Hawk wrote:

    $8000.00 for 48 months to pay off credit cards and medical bills.

  17. Reggie wrote:

    Need to borrow $8000 quick, fast and in a hurry. I have good verified income, but not so good credit. Willing to pay a high rate of interest, just desperately need help now. And no, I can’t pay any upfront fees or give anyone access to my online banking information. Thank you.

  18. Pete wrote:

    $7,500.00 for 36 month loan term for auto purchasing and repair.

  19. Renee' wrote:

    I have monthly income, credit scores in the high 500’s. I am in desperate need of help and or a huge blessing. . .I am so behind with medical bills, and regular bill. I can get my daughter back and forward from school do to my car issues. . .Need to find a home for my little one and I as well. Single mom. No help from anyone. Please help me.

  20. Linda wrote:

    I have a proposition from an individual re the following. I found your website in a search, and would like to submit the following for consideration. This person needs emergency 10K funding for health reasons, and will and is able to pay 20K in return, within a week. He is educated, intelligent, honest and very credible. If this could be shared for someone interested, further questions and details will certainly be provided upon request.

  21. Lawrence wrote:

    I looking to borrow $8,000.00 and will pay off within 24 months.
    I will need the funds by the end of this month JULY.

    Thanks

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