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Category Archives: Credit Scoring

Free Credit Reports – Making Sure Your Credit History is Accurate

You can check your credit report for free here – you should always check your credit score once a year to make sure you are on top of you history with the three main credit reporting agencies. We know this is a pain to go and do, but it only takes a few minutes. Too […]

Scoring Models – How Banks Approve or Decline Your Loan

Though a scoring model isn’t made of oil or water colors, it does paint a pretty clear picture of your financial state of affairs. Once your information has been entered into the application and sent to the centralized loan approval centers it will pass through a risk filter. This filter measures the likelihood the lender […]