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Debt Consolidation Loans Bad Credit Loans Installment Loans Payday Loans No Collateral Loan




Category Archives: Bankruptcy

Recovering from Bankruptcy – Regaining Your Credit Rating

Monday, June 28, 2010

The answer may be “No” now, but that’s not a “No” forever!
If you are about two years from your bankruptcy discharge and have reestablished at least one new form of credit (department store credit card, etc.,) you may have a chance of being approved for a loan or mortgage. Typically though lenders are looking to [...]

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Divorce and Bankruptcy In LA (Dennis and Sandra)

Sunday, January 3, 2010

Dennis and Sandra were married when they were 27 years old (Dennis was 28 actually, and Sandra was 27). Dennis worked in an auto body shop and made a fairly good earning due to the many hours he put in. Sandra also worked – as a checkout girl at the local Wal-Mart. They were never [...]

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Should I Declare Bankruptcy?

Wednesday, January 7, 2009

A last resort is bankruptcy, and you should never take the step without adequate legal advice before hand. The reason is that under the Fair Credit Reporting Act (FCRA) a bankruptcy will stay on your credit record for up to 10 years. (All other negative information will stay on your record for up to seven [...]

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Declared Chapter 7 Bankruptcy – The Bank Says Our Mortgage in Null and Void

Tuesday, December 23, 2008

We’ve heard this story many times over the years (two of our writers at California Loan Find were previously bank employees) and it goes like this,
“I’ve declared personal bankruptcy and now our bank says our mortgage agreement is null and void – what do I do”.
First of all, if you are able to make your [...]

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California Chapter 7 Bankruptcy Exemptions

Tuesday, December 23, 2008

California’s bankruptcy law provides the following 2 Schemes for claiming Chapter 7. Both of these personal bankruptcy schemes are listed below.
If you think that you are ready for bankruptcy, or considering personal bankruptcy, don’t despair. I’ve claimed chapter 7 once and it’s not the end of the world for you and your family.
You will regain [...]

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