CLF loans
CLF loan menu

Category Archives: Bad Debt

Assessing Bad Debt + Monthly Budgets [5]

Continued from [4] I realize that some people would never consider renting their vehicles or their homes when they’re not using them and that may not work for you, but this is a smart option if you are not too uptight about strangers using your things.

Assessing Bad Debt + Monthly Budgets [4]

Continued from [3] Now we need to discuss savings accounts a little bit. You will also find this to be ridiculous (maybe) because I am going to tell you to save 10% of your household income every month into a simple savings account. You may be saying to yourself,

Assessing Bad Debt + Monthly Budgets [3]

Continued…… Fortunately, most of you doing your personal financial worksheet will discover that you indeed make enough money each month to pay for all of their “needed bills” and still have at least 10% of their income left over to transfer into savings.

Assessing Bad Debt + Monthly Budgets [2]

Continued from [1] Once you have eliminated (by not checking off one of your debts) some of your listed debts you need to discuss with your spouse and family members how you can best remove that data from your personal financing portfolio. I fully understand that some of these bad debts cannot, and will not, […]

Assessing Bad Debt + Monthly Budgets [1]

In troubling financial times, such as 2009, people are suffering more than they have in decades. As 2009 wears on we are likely to see even more catastrophes taking place in the stock market on Wall Street and of course for every day consumers on Main Street.