Many borrowers and spenders who have bad credit ratings are looking for an attorney who can clean up their credit Bureau reports quickly. Unfortunately, many of these consumers confuse a Chapter 13 bankruptcy with the simple task of removing nonpayment records, defaulted payments, late payments, and underpayments from the credit agency databases. You don’t really need an attorney if you want to get your credit Bureau reports cleaned up in an orderly fashion. You can ask to do this yourself, or you can use one of the many companies who specialize in fixing your back credit scores. When you need an attorney the most is if you are filing a Chapter 13 personal bankruptcy. Then you really have to have a lawyer or some sort of legal office representing you through the process.

More On What Legal Counsel Can Do For You

An attorney or legal counsel can obviously help you with your credit score in the long run, because they turn around your personal finances and set you on a course towards a healthy debt load, but generally your average Chapter 13 lawyer is not concerned with short-term worsening of your credit rating.

Fixing Your Credit Rating Yourself (DIY)

If you want to clean up your FICO score and your credit Bureau reports at Experian, Equifax, or Transunion, that can be done by yourself (or with a credit repair company) at any time without a huge cost to you, and it is highly recommended that you do carry out this task. Even people who think they have a really strong FICO score and the credit agencies have nothing but love for them, will usually be surprised that there is a “ding” on their records that needs to be removed ASAP.

Free Listing Service for Credit Repair Attorneys, Lawyers, Legal Offices and Firms

If you looking for a list of attorneys who fix bad credit ratings – below we want to start a list of attorneys and trustees who can help you with your financial mess, and a list of credit repair companies choose from. These are two completely different services really. We will be growing this slowly, by having lawyers and legal offices post their services and contact information in the comments section below. We will only approve legitimate attorneys and firms that have a long track record of helping people fix their credit score problems. We will allow firms that carry out debt consolidations for clients as well. So to all the legal offices who visit this page, please leave your contact information and web site addresses in the comments section below.