Once again this loan request is coming from the Greater Los Angeles area and this is woman in her thirties who is in a big panic to get an $8000 dollar loan before the week is up. She needs this loan to save their house, pay off some credit card bills, and pay the electric company before their lights go out. She is very detailed in relating that she needs this to be an installment loan that is paid back over the course of 3-5 years. She is willing to put up with a higher interest rate (APR of 13% – 14%) just make sure they stay in their house.
Her husband Rick lost his job some time ago because of yet another layoff in the L.A. job market and they need get another loan to try and keep afloat here. He apparently has a job interview to be a security guard in a downtown L.A. building at the front door. If he gets the job it will go a long way to getting them approved for some kind of financing.
The most important part of this loan is paying the bank the money it needs to keep the mortgage from completely going south. They need to make sure they get the loan in 7 days minimum or they will be out on the street or living in a relative’s basement for the winter months.
Loan Type :: An $8000 dollar quick cash installment loan so that I only have to make one payment each month for a total of 36 months or 5 years time – whatever is longest, because we have to get approved soon before we lose out house.
Loan purpose :: We are losing our house to bank foreclosure if we don’t come up $3700 dollars by the end of the month. My husband and I have extended what we owe the bank as long as we can and now our time is up. They have warned us many times and I think the people at the bank have been very reasonable. It’s not like the mortgage was one of those lousy deals with the balloon payment or anything like that – we just ran out of money when my husband lost his job due to layoffs.
Loan Amount :: $8000 dollars is what we want to borrow. We need $3700 for the bank to clear that up on the mortgage and we need the other $4300 to pay off our credit card debt and pay the electric company the money we are behind on the bill there too. We need $700 for the utilities in total and rest goes against the Visa and Amex cards.
Loan Speed :: We need to get this loan within one week or we lose the house. End of story. We are trying everything we can right now – asking friends and family, and looking online for any online lenders that might be able to help us.
Employment :: I work in a bakery working night shift but it’s full time so we do have some income. My husband Rick has as line on a job in Down Los Angeles working for a security company. We’ll make sure we pay you back for sure.
Residence :: We live in a small house in an area of South of Beverley Hills and North Culver City.
Time at Address :: 7 years
Credit Score :: I’m very sorry to say that we have extremely bad credit ratings. Mine is somewhat better than Rick’s credit rating, but I would have to say that they are pretty well shot to hell at this point.
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