Personal Loan #1 In Fresno

This first loan in Fresno, CA is a personal loan applied for and approved. It took one week before the applicant was approved. The APR granted by the lender was 13%, and the loan was for a 3 year period. Final principal on the loan was $3000 and not $2000 as requested.

Type of Loan: Personal Loan

Why do you need a loan?: Car maintenance and medical bills and I’m trying to catch up now that my job situation is getting more steady.

How Much Do You Want To Borrow? :: Over $2000

Length of Employment :: Over 5 Years

Time at Address :: Over 5 Years

Age :: Over 40

Extra Info Here: I am trying to avoid bankruptcy and now that my hours at work are back up again I think I will be alright – I just need a little immediate help to do it.

Sex: Male

Marital Status: Married

Ever Claimed Bankruptcy? : Yes – discharged

What Country is Your Primary Address: United States

What State is your primary address in?: California – Fresno

Have you checked your credit report lately?: Yes

Would you consider your credit rating to be?: Poor

Collateral?: No

Down Payment?: No

Do you a have co-signer or co-borrower?: Yes

Employment Industry: Office technical support and IT management. Been with this company for 15 years as a customer service rep.

Loan #2 In Fresno

This Fresno borrower needed to borrow between $4000 and $5000 dollars, and they needed it in a hurry. He has some outstanding Payday loans that have to be paid off, a rental contract, and he wants the loan in the form of a debt consolidation. He was approved for many reasons, even though he considers his credit rating (score) to be poor.

The reason he was approved was because his debt load was still manageable, and he has been employed with the same employer for over five years, and he has been living at the same address for the same amount of time. His credit report wasn’t quite as bad as you might think. He used the CLF list of lenders for applying.

Type of Loan: Personal Loan

Why do you need a loan? – Explain in detail :: I need to pay off payday loans and pay off a rental contract for household goods. I need this to be combined into one payment I can control. I need a loan ASAP and if I don’t get the money soon my credit rating is going to get hammered hard. It’s bad enough as it is.

How Much Do You Want To Borrow?: Between $4K – $5K

Length of Employment: Over 5 Years

Time at Address: Over 5 Years

Age: Over 40

Extra Info Here: I am just trying to get caught up after helping family with their financial problems and situations.

Sex: Male

Marital Status: Married

Ever Claimed Bankruptcy?: Yes – discharged

What Country is Your Primary Address: United States

What State/Province is your primary address in?: California/Fresno

Have you checked your credit report lately?: Yes

Would you consider your credit rating to be?: Poor

Collateral?: None

Down Payment?: No

Do you a have co-signer or co-borrower?: No

Employment Industry: Food and beverage manager with over 23 years experience.